Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Not often I laugh at Debt Letters


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3661 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All,

 

Theirs took the biscuit, they might as well have wirtten:

 

"Hi,

 

We're tryng to get your money for no reason!

 

Bye!"

 

They are chasing payment on an account that I cannot recall from the last 6 years so its either non existent or statue barred.

 

The letter is the same as others I've read so already done the "Do One" letter asking for proof of the original credit agreement with a £1.00. Whenever I write these letter I find it helpful listening to The Pretender by the Foo Fighters, great for writing angry letters!

 

Will post with what laughable crap they send back.

Link to post
Share on other sites

  • 2 weeks later...
Hi All,

 

Theirs took the biscuit, they might as well have wirtten:

 

"Hi,

 

We're tryng to get your money for no reason!

 

Bye!"

 

They are chasing payment on an account that I cannot recall from the last 6 years so its either non existent or statue barred.

 

The letter is the same as others I've read so already done the "Do One" letter asking for proof of the original credit agreement with a £1.00. Whenever I write these letter I find it helpful listening to The Pretender by the Foo Fighters, great for writing angry letters!

 

Will post with what laughable crap they send back.

Yep with you on that one. Sent me mysterious letters relating to a loan from 1988 which was fully repaid and nothing was owed.

Might I make a prediction. You will get a letter saying please find enclosed a copy of the Notice of Assignment issued under the law of property act 1925 section 136. Don't look too hard its a phantom enclosure. When you go back and ask for it again you will get a copy of the letter which they claim to have sent you previously. You won't remember having received it before. Watch the inks still wet. Bunch of clowns. Good luck

Link to post
Share on other sites

Report any letters sent without enclosures to the OFT, they are taking an interest in this type of thing now, especially must have a huge file on this bunch of chancers.

 

Like you I sometimes smile when I see the letters which once really worried me - especially as I KNOW I havent had any credit for some considerable time - so anything which mentions my previous address is well and truly statute barred.

Link to post
Share on other sites

Thanks Both,

 

Had a letter today with my CCA, no less from September 2007!

 

However they say in their letter that I made a payment in Feb 2011, which I certainly didn't! I've checked my bank statement and its not on there.

 

Am I right in saying they have to prove I made a payment? if so what information are the obliged to provide to this end? They won't but I want to be prepared for any "sorry due to data protection" nonsense.

 

Thanks,

Steve

Link to post
Share on other sites

Yep. Sadly its a normal trick to make you think the debt isnt sb. When challenged theyll say its an admin error or similar.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

So theyre signing for it using YOUR name?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Depends if you want to be harassed more or not. Chances are theyre attempting to pass the debt to someone else.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • 2 weeks later...

well they took their time with their next letter of no significance.

 

They have sent a letter with a statement of account showing a payment in 2011, which I know I didn't make and can prove I did not make as I only had a bank account at the time and nothing else.

 

So have sent a letter back asking for un-disputable proof of payment not some knocked up excel spreadsheet pretending to be an official document.

 

I'm right in saying they need to provide this by law aren't I?

Link to post
Share on other sites

You want full proof of the payment. If its a postal order, you want reference numbers. If its a bank account, you want the bank details. If it was a pay in via branch, you want the branch ID and referring employee ID etc etc.

 

If they dont provide it, then they are crossing the line and it can be seen as obtaining money by deception. However, before it gets there, they usually claim it was an admin error. Sadly this happens thousands of times, and people will pay it because they dont know how to combat it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I used to live in chester. I now live just past q'ferry

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...