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paulus1959

Lowell have put a linked address and debt with wrong d.o.b on credit file

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Hi all,

 

I'm having an issue with Lowell ,

 

they have written to me stating I owe just short of £300 for a mobile with three

 

,I rang three up as I do have a few contract phones with them

 

gave three the account number lowells quoted and

 

three informed me that it is in my name but not at my address ,

 

lived here 17 years and not my bank account that I pay the contract phones through

 

.rang lowells .... didn't think any company could be so delightful to deal with not..

 

. I explained to lowells not my debt and

 

can I have proof

 

basic answer from lowells was pay up or else ,

 

I said well go for the so else ,

 

I have written the prove it letter now will send in the morning recorded delivery to them

,but the other issue I have is they have lodged 3 default so

 

my credit file and a linked address

 

,the linked address I have never lived at and

 

on 2 of the defaults they are not my date of birth

 

1does have my date of birth ,but I don't know how that's happened

as I've never lived at the address lowells have put the default on ,

 

so that have sort of blown my credit rating a bit ,

 

any ideas on how I can deal with lowells and

 

the cra to remove this incorrect info seems a bit of a cheek by lowells lodging defaults

not in my name or date of birth but looking around seems the norm for lowells

any help appreciated thanks paul

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Hi don't know if the experts will be along now, may be in the morning I do know you will get help with this.

 

 

dpick


cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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Hi don't know if the experts will be along now, may be in the morning I do know you will get help with this.

 

 

dpick

thanks for that I didn't expect anyone tonight to be honest just wanted to pose my problem whilst still at the blood boiling stage :)

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you need to complain to the cra file provider

that the info lowells have reported is wrong.

 

dx


..

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