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Hi Guys,

 

I was looking at my credit report today, I've had an account with Welcome for donkeys that was being paid off gradually £100.00 per month.

 

Anyway been doing that for a couple of years while I try to get my PPI claim upheld so thought I would have a look to see what was outstanding.

 

Its completely vanished from my credit report, its not one of my active accounts, its not a closed/historical account, etc etc (I use the noodle one by the way) when previously it always was. I have closed accounts which are even earlier but still show.

 

Any ideas? If its not on there with a load of defaults what does that do to my credit score, I'm guessing its around somewhere?

 

Thanks,

Steve

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If the default was placed more than six years ago it would have dropped off your credit file.


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Oh right, does that mean my credit score will improve if its dropped off?

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Only very marginally (if at all) if you have a lot of other defaults still on there.


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1. Single Premium PPI Q&A Read Here

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3. Reclaim Loan & Credit Card Charges Read Here

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Read Here

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Read Here

 

How To Upload Documents To Cag

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

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Sorry didn't sink in that it was Welcome Finance

 

Someone has just reminded me that all Welcome defaults have been removed from credit files.

 

It may now appear under the name of MKLLP.

 

It is still unclear exactly why this has been done though.

Edited by ims21

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

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If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

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Oh right okay, I've not got any other defaults, Welcome was my only one, well the last one left.

 

I have a wife that is very good with finances so she sorts paying the bills on time.

 

I'll keep an eye out for MKLLP

 

Thanks :)

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