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    • We registered our child with a nursery last year for a June 2024 start date. This was before how the new 15 hours free childcare was going to work. At the time my wife paid a £50 deposit. A few weeks ago they sent out an email about how the new funding was going to work. The nurseries can use it as they wish and they said if the child wants to come for one full day we still have to pay £50 and we can't use all the hours for one day. They also drastically increased their day rate. As a result of this we were looking elsewhere and have found a much cheaper nursery so we are changing.  The original nursery now said you only get the deposit back if she starts because it comes out of the first month of fees. I don't think we filled any any form or anything so there were no terms and conditions. Are we entitled to get the deposit back or is it our fault for not asking what the terms were when we paid. 
    • Hi Baldilocks. Welcome to CAG. I've done some minor formatting edits to your post to make it easier to read for people on mobile. Try to keep to 1 or 2 sentences max before creating a line break in your post. It's the Consumer Rights Act 2015, not the Sale of Goods Act 2015. The Consumer Rights Act 2015 superseded The Sale Of Goods Act 1979 and the latter does not apply as I imagine this purchase was made after 1st October 2015. Can you confirm the make and model of the vehicle? Some vehicles have their service history stored within the on board computers now or have it available to view online at any point. How did you pay for the vehicle? Finance (what type), Debit/Credit Card etc? I would argue, that should the above points not be correct, you would be right to claim that the goods are not as described under the Consumer Rights Act 2015.  
    • Thanks everyone for all your help, but unfortunately my case was dismissed. This is the 2nd time I've had this happen now so I doubt ill be taking on any parking firms in future sadly. The judge said I lost it on the grounds that the sign said I had 28 days to declare who the owner of the vehicle was, and said I should have complied with this.  My costs are Judgment for the claimant £133.33 Issue fee Hearing fee Solicitors costs - total £265 grand total £398.33 Do those costs look about right?
    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
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British People are Ignorant says Europe


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Britons are too ignorant about Europe to vote in a referendum on the subject, a top Brussels official claimed last night.

Viviane Reding, vice-president of the European Commission, said the British debate about Europe was so ‘distorted’ that people could not make an ‘informed decision’ about whether or not to stay in the EU.

Mrs Reding-who boasted that 70% of the UK’s laws are now made in Brussels-went on to say; ‘Do the people know what they are going to vote about?

‘Very often I see a completely distorted truth being presented and then how do you want people to take an informed decision? They simply cannot.’ However Europe Minister David Lidington criticised her comments, saying: ‘It is very dangerous to start making assumptions about what makes someone qualified to cast a vote.’

***************

http://thepoliticsforum.co.uk/showthread.php?37-Britons-‘too-ignorant’-for-an-EU-referendum

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I wouldn't say it's that the British people are ignorant per se. I would argue that our mass media generally peddles so much nonsense it doesn't allow for the regular person to make an objective decision.

 

So, I guess he's kinda right.

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It's all to do with continental drift, in a couple of million years, we will either be closer to North America or Europe, I vote North America as they have given us so much of their culture, we speak the same language, McDonalds, trash Tv, chat shows, etc.

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It's simple maths: we pay a lot of money to the EU and get nothing in return.

All the scaremongering about being isolated if out of EU is just nonsense.

Are the italians going to refuse selling parma ham to us if we were not in EU?

Or maybe we wouldn't be able to buy a VW transit because the germans would refuse to ship it over here.

Nonsense.

We should save the billions we give away to EU every year and put it to good use at home.

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How about a more generous duty free allowance when travelling to Europe? The European court of human rights? Just think what Scameron would get away with without that in the background? Personally I dont want to leave the EEC!

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It's all to do with continental drift, in a couple of million years, we will either be closer to North America or Europe, I vote North America as they have given us so much of their culture, we speak the same language, McDonalds, trash Tv, chat shows, etc.

 

Not forgetting all this crap weather they are sending us.

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I do - bring it on in the European elections UKIP

 

You seem like a rational guy, is it a honestly held belief that UKIP has a clue what they are doing?

 

I found Farrange's admission that he didn't know what was in last year's manifesto as a deeply chilling indictment of just how inept he is.

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How about a more generous duty free allowance when travelling to Europe? The European court of human rights? Just think what ****eron would get away with without that in the background? Personally I dont want to leave the EEC!

The dutyfree allowance benefits normal people once a year when they go on holiday and bring back some spirits and a few cigarettes.

It also benefits the smugglers going to calais every week and coming back fully loaded avoiding uk duties.

European court of human rights?!?!

Because of it we have criminals living off taxpayers money and some of them are not even locked up!

I doubt that going out of eu would make uk go back to capital punishment and torture.

It's just a waste of our hard earned money.

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You seem like a rational guy, is it a honestly held belief that UKIP has a clue what they are doing?

 

I found Farrange's admission that he didn't know what was in last year's manifesto as a deeply chilling indictment of just how inept he is.

 

That has noting to do with the European elections. The UK pays £53million pounds per day into Brussels, enough to dredge all the rivers and renew all our railways and give everyone a big tax cut as well.

Farage seems to be the only one who will commit to take us out of this disgusting union. We might or we might not get a referendum in 2017, (why wait so long), but a referendum with a massive vote of 'out' doesn't commit any government to take us out.

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UKIP is run by a bunch of old national front heavies who think they are up standing members of society and politics.

 

They wouldn't be upstanding for very long if I met them.......

 

I don't have a view toward the EU as such, we'll be screwed over by the government one way of the other, doesn't matter, communism for the win :)

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I seem to remember some very surprised MP's when the North east of England had a referendum as to should Newcastle rule the Northeast (put simply) and got a very loud NO in response.

 

 

I think they may get the same response to who do we want to rule us UK or Europe. I say neither it wont make a bit of difference to us they would all rip us off..

 

 

dpick

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I would rather be in the EU than vote for UKIP, sorry but they came to power I would seriously leave this country ASAP. Please see below why:

 

http://www.huffingtonpost.co.uk/2014/01/19/david-silvester-gay-ukip-spiritual-disease_n_4627151.html

 

http://sqmagazine.co.uk/2013/09/ukip-godfrey-bloom-krishnan-guru-murthy/

 

http://www.bbc.co.uk/news/uk-25802437

 

Just because they oppose something that is unpopular, doesn't make them fit to run our country, and I'd rather they didn't

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No let him vote UKIP if he wants. The reality is that UKIP won't get into power - their existence takes more votes from the Tories, creating more marginal seats, which labour could win.

 

 

Frankly, I think all the parties are a waste of space and our political system is a useless dinosaur, but anything has to be better than more right wing politics.

 

 

As to Europe, I'm pro. But I do think that the media is very anti, and it's more about politics and power than what's best and right, and this affects the views of the less well informed.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Please give me a good reason why being IN Europe benefits me as an individual ?

 

The way I see it at the moment, it only benefits those who are elected to the European Parliaments and top jobs !

 

Take Neil Kinnock for example.. was pretty useless as a Labour Leader - now both he and his Wife are Multi Millionaires having been given cushy jobs in Europe !!

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Your fruit and vegetables conform to EU Standards:-):-

 

http://news.bbc.co.uk/1/hi/magazine/7724347.stm

 

Please give me a good reason why being IN Europe benefits me as an individual ?

 

The way I see it at the moment, it only benefits those who are elected to the European Parliaments and top jobs !

 

Take Neil Kinnock for example.. was pretty useless as a Labour Leader - now both he and his Wife are Multi Millionaires having been given cushy jobs in Europe !!

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People are ignorant . Ignorant of the dangers of UKIP. Sadly there are fewer and fewer who remember an odious little man with a tache who got the popular vote by promising to cure his country of the ills pushed onto it by their european neighbours.

 

That man was Hitler and look what happened.

 

Ukip are racist sexist homophobes with on policy that strikes a chord with the Daily fascist and its readers

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Your fruit and vegetables conform to EU Standards:-):-

 

http://news.bbc.co.uk/1/hi/magazine/7724347.stm

 

:lol:

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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People are ignorant . Ignorant of the dangers of UKIP. Sadly there are fewer and fewer who remember an odious little man with a tache who got the popular vote by promising to cure his country of the ills pushed onto it by their european neighbours.

 

That man was Hitler and look what happened.

 

Ukip are racist sexist homophobes with on policy that strikes a chord with the Daily fascist and its readers

You should say 'Daily nazist', not 'Daily fascist'.

Although the fascist leaders decided to form an alliance with the nazists, the two movements were very different and had very different policies.

So nazism and fascism, contrary to common belief, should not be confused.

I always smile when someone addresses a racist idea as fascist and not nazist.

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That has noting to do with the European elections. The UK pays £53million pounds per day into Brussels, enough to dredge all the rivers and renew all our railways and give everyone a big tax cut as well.

Farage seems to be the only one who will commit to take us out of this disgusting union. We might or we might not get a referendum in 2017, (why wait so long), but a referendum with a massive vote of 'out' doesn't commit any government to take us out.

 

You think it's a disgusting union? Why? I would prefer an answer which isn't straight out of the Daily Mail. You do realise that Europe is our biggest trading partner, and I would imagine the free movement of goods rules saves us far, far more than £53m a day.

 

There are, however, many rules that are pretty daft - but there are also hundreds that are incredibly useful - especially around Employment. As I've said earlier - our press cannot provide an objective and balanced insight for love 'nor money.

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It's all about power. There can be no denying that Germany is the ruler of the union, they probably think this justified because they pay more in than any other country. We have no say whatsoever in what happens, it is heading towards communism.

 

http://pensionersclub.co.uk/showthread.php?541-The-EU-has-not-brought-peace-to-Europe

 

http://pensionersclub.co.uk/showthread.php?111-Euro-judges-stop-Malta-deporting-boat-people

 

There's a couple of reads you should take note of.

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