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Hi...We live in a shared ownership property and need to try and buy our home outright this year. We are not totally certain that we can do this but have to try. The thing is that whilst we have been trying to get a guideline as to rates we have been given conflicting advice as to whether this would be a remortgage or a mortgage. We have assumed that it will be a remortgage but we have been told that it will be termed as a new mortgage. Can anyone clarify please? Many thanks

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