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    • https://www.consumeractiongroup.co.uk/topic/408156-cabotnolans-spc-claim-old-next-cat-debtclaim-dismissed/page/4/#comments https://www.consumeractiongroup.co.uk/topic/404240-arrowshoos-spc-old-newday-aqua-credit-card-debt-claim-dismissed-no-dn/page/4/#comments default notice win  https://www.consumeractiongroup.co.uk/topic/407490-meiii-cabotnolans-spc-claim-old-yorkshire-bank-loan-2nd-claim-dismissed/  
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    • With regard to your question on post 207 if you bring in the points that I made on the validity of the contract they are supposed to have with Peel holdings then mention that there are already doubts about the validity of the contracts that are being used by the PPCs and the OPS is a classic example. Once you are on there you should then try and get your other point in after that.   if it is in connection with the extra charge of £60 remind the Judge that the charge has been defined by many Court across England that the charge is an abuse of process which was covered in PE v Beavis at point 198    " The charge has to be and is set at a level which enables managers to recover the costs of operating the scheme"  IE the £100 charge covers all their expenses so nothing should be added.   as their WS claims an extra £60 that could be judged as perjurious since it is an additional sum that should be known by VCS and the author of the WS as a double recovery. Especially as they have already lost in Court for the same reason.   Another cause to prove that they do not comply with their Code of Conduct. file:///C:/Users/User/Downloads/CamScanner%2008-05-2020%2016.34.59.pdf  Byelaws are statutory not arbitrary as their WS said on no .42 .   Best of Luck.   The above URL does not work but this one does http://forums.National Consumer Service.com/index.php?showtopic=133001    [20.1 is where  VCS  lost then 20.2 where they appealed and lost again . But read the whole thread as it may help you in other ways too.
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    • stop doing nolans job for them... there are numerous threads here in the same forum yours is in     no DN info to follow   dx    
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Yuill and Kyle for lowells served 1a claim old LTSB card Debt


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Sent the above 14 days ago by recorded delivery and no reply received, court papers need to be returned within 6 days i have read up what i can find and now i send the documents back to court disputing the case?

 

Thanks in advance

Hari

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  • 2 weeks later...

just received a letter today from Yuill and Kyle , stating they intending to ask the court to cist the case, to allow time for their clients to investigate matters and contact original creditors Lloyds.

 

Do i just attend court on the stated date as normal?

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Do i just attend court on the stated date as normal?

 

Give the court a phone, they'll let you know the score.

 
 

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  • 10 months later...

Well here was me thinking i wouldnt hear any more ... received a large envelope today with the following letter....

 

Dear Sirs,

 

LOWELL PORTFOLIO I LTD - V - YOU

 

We refer to the above case and enclode herewith a copy of our first Inventory of Productions which we have now lodged at ...... Sheriff Court.

 

Should you have any proposals for settlement we would be pleased to hear from you within 21 days.

 

Should you be in any doubt as to your legal position you should take independent advice from a Solicitor of Citizens Advice Bureau.

 

Yours Faithfully

For Yuill & Kyle

 

 

Inside the envelope contains the above letter and statements from January 2008-10th January 2010 (no CCA)

 

Last payment made on account was 8th July 2009??

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From what I have read in your thread, these debts are well past 5 years and if you have not payed or acknowleged them in all this time, then in Scotland the debts no longer exist.

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Thanks for the reply Blueda...

 

Im just not sure because they started proceedings to take me to small claims court just before the 5 years and the case was put on hold until Yuill & Kyle could investigate the lack of CCA that was requested so i wondered if that would stop the Statute barred coming into effect?

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Thanks for the reply Blueda...

 

Im just not sure because they started proceedings to take me to small claims court just before the 5 years and the case was put on hold until Yuill & Kyle could investigate the lack of CCA that was requested so i wondered if that would stop the Statute barred coming into effect?

I take it that Yuill and Kyle have never provided a valid CCA copy, and have you been in court or been represented there ?.

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No i requested a CCA in 2009 from TSB and then again in 2014 from Yuill & Kyle prior to the court date, Yuill & Kyle said they would cist the court case ....however i showed up in the day and so did their solicitor so i guess they were hoping i would be no-show on account of the case being put on hold.

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Hi Hariboh, I have read through all the posts on this thread and that you sent them a letter that Ida in Fife supplied the template on 25 February 2014, and that Yuill and Kyle relpied on 26 March that they had wrote to Lloyds, probably asking for CCA, I take it no CCA was ever sent to you ?.

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  • dx100uk changed the title to lowell SPC summons via Yuill and Kyle
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