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    • So there's no tax payable anyway.... nothing to see here!  
    • are you actually going to benefit out of this at all?   I was slightly getting confused here earlier, and forgot you said you are the claimant because you are suing the defendant for the cost of a hire car that you personally haven't had to pay for ?    
    • I received PCN's from TFL and Southwark. 08/06/19 I spoke with Southwark regarding PCN's and thought it was sorted.   Didn't hear anything back until 17/01/20 when my car was taken by Marston EA. TFL & Marston say they sent letters but have no proof.   I emailed TFL (19th June) through their online portal and again, via email on (14th Nov 2019) < the email on 14th has been viewed 17 times but no reply. (so I have proof of contact, they don't) I asked them if they send via recoded delivery/signed for but they do not.   When my car was taken, I received a call from a friend saying it's on the back of a truck, outside his house (which is round the block from mine). I ran round there and the EA was aggressive, shouted at me and refused to show ID/why he had taken my car.   I complained to Marston who denied it but sent me some of the footage. I complained again through resolver.co.uk and Marston lied again. Then I sent ALL my info and evidence etc.   took a few weeks and called me saying sorry and taking full responsibly for their EA's aggressive behaviour etc. TFL are still refusing to comment.   Marston offered me £250 as a goodwill payment but obviously the pain and trauma causes - that doesn't cover it. The police were called when they took my car cause I was so distressed and having a panic attack etc.   I've requested the phone call recording where they accepted guilt and that they had handled everything badly, including lying about the video on Resovler. I feel like Marston know they've done wrong, but TFL still aren't in the know. (to my knowledge)   Also, I requested info from TFL via whatdotheyknow.com and TFL did a data protection breach by uploading my full details including address etc. to a public forum (and I didn't even ask anything specific about my case) so I feel like they did this out of spite/anger.   the www.whatdotheyknow.com team reprimanded them for this and advised me to complain. I also paid £800+ to retrieve my vehicle and I have completed the OOT which was denied. I tried to take it to court but when I tried to do the 'low income' thing but they wanted bank statements which I couldn't get... then corona happened.   I've downloaded/uploaded the ZIP file from Resolver convos.   Regarding the footage: my initial message to them, I made myself seem unaware and 'stupid'   they wrote a generic reply telling me that 'the footage is fine and the EA did nothing wrong' they can't uphold my complaint,   then once they sent that; I sent them the CIVEA rulebook and timestamps in the video to show that they were in the wrong and had further lied in their official response (which must be illegal)   when they received the in-depth response, I think they got scared, went away for a couple weeks   tried to get the nice sounding woman to call me up, say sorry and be really nice then offer me a measly £250.   She also tried to rush me into agreeing.   
    • No it was about under by a couple grand.    Cheers
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Hello all, This is my first post and I'm after reassurance more than anything else.

 

First the basic outline of the story.

I had a debt with Yorkshire bank for a loan. Due to circumstances beyond my control I got into a situation where I couldn't pay it correctly. After a while they took me to court and obtained a judgement against me. I paid this religiously until a few years later they passed this over to Moorcroft debt collection agency. Moorcroft were great and collected the payments in full until the full sum owed was paid off. there was no short settlement I paid the full amount to the penny.

As some will know, getting a millstone like this from around your neck is a wonderful feeling.

Imagine my shock nearly a year later when I get a letter from Mortimer Clarke saying they own the debt and I owe them £2800.

I have had no contact from them prior to this, If the debt had been passed to them I would have paid the monies to them, it would make no difference to me who got it as I was paying much more than the agreed amount and paid the balance in full.

I have full documented proof of payments going right down to zero balance, these people keep phoning me and telling me blatant lies about how they have just had a charging order put on my house at christmas and if i don't pay i will risk loosing my house. I have sent them copies of all documentation and recipts but they still persist in harassing me.

My response to them now is that I owe them nothing, I have never heard of or dealt with their company previous to the letter I received nearly a year after the debt was discharged and that if they think they can get any sum from me the only way is for them to take me to court.

 

Can anyone offer any advice please?

No time is a good time to deal with **** like these but I have a serious heart condition, I lost my son two years ago and this is making me feel very ill.

 

 

Thanks in advance

Gerry

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Hi and welcome to CAG. Sorry you were missed.

 

I have had to edit your title thread a little as it could cause you (and us) issues.

 

I would suggest a formal complaint and headed as such with also the following:

 

"I acknowledge no debt to you nor any company you claim to represent."

 

Lay out your reasons why this debt is paid and the fact they have ignored your insistence that it is clear.

 

They have to put the account on hold until the dispute is solved. If they fail to do so you are then in the position to escalate the complaint to the Financial Ombudsman.

 

Just a thought. On the judgement, does it say anything about interest continuing?


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That is what I did over a year ago when they first contacted me. There doesn't appear to be any extra interest being added on.

The original judgement was nearly twenty years ago now and there was no mention of interest being added.

 

Gerry

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same here chasing a debt from 1998

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