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wilkin/arrow cap1 debt claim form


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Hi,

I have recently sent a cca request to a solicitor working on behalf of a dca

and received an immediate reply that they were unable to deal with the request

and returned the £1 postal order because the ccj claim has already been issued,

 

I also forwarded a copy of this letter to Northampton court , please let me know where I stand with this one

 

The debt in question has been dormant since 2008

 

Many thanks

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When did they win the CCJ against you?

What is the debt?

What is the name of the solicitor and who are they collecting for?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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When did they win the CCJ against you?

What is the debt?

What is the name of the solicitor and who are they collecting for?

 

Hi,

 

the debt was originally a credit card debt for just under £11,000 to capital one,

 

the dca is arrow global represented by wilkin chapman solicitor.

 

At this stage the ccj is in the claim stage and has not been judged,

 

having received the claim form from the Northampton ccbc which

 

I replied to with a copy of the original letter sent to the solicitor in question.

 

To date I have no response from the court and

 

the return letter from the solicitors informing me they are not dealing with it

because a claim has been issued and

 

returning the £1 postal order payment for the vac request for the debt that I do not acknowledge.

 

Many thanks

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moved to the legals forum

from the debt management company forum.

 

have you ack'd the claim on mcol with the password?

 

can ou type up the PoC exactly as it appears on the claim form please

 

what is the claim date top right too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You can request a copy of the agreement anytime up until judgment....could you clarify what exactly you have submitted as a defence?

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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You can request a copy of the agreement anytime up until judgment....could you clarify what exactly you have submitted as a defence?

 

Regards

 

Andy

Hi,

 

Many thanks for your response,

the only thing I have submitted is a copy of the letter sent to the solicitor requesting the cca to Northampton court,

I have not responded directly to the ccj in anyway and have not submitted via mcol.

 

I will type up the full details this evening when I have the paperwork back in front of me.

 

To date no judgement has been made.

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moved to the legals forum

from the debt management company forum.

 

have you ack'd the claim on mcol with the password?

 

can ou type up the PoC exactly as it appears on the claim form please

 

 

 

what is the claim date top right too?

 

dx

The issue date on the claim form is 27th jan 2014

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If you could ...their particulars / date of claim..... verbatim but remove any identifiable data.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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If you could ...their particulars / date of claim..... verbatim but remove any identifiable data.

 

Regards

 

Andy

The claimants claim is for £10,*** being monies due from the defendant to the claimant

in respect of a regulated credit card agreement between the defendant and capital one

and assigned to the claimant on **/02/2011,

 

notice of which has been provided to the defendant.

 

The defendant has fallen to make payment in accordance with the agreement

and a default notice has been served pursuant to the consumer credit act 1974

 

The claimant claims the sum of £10,***

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And the date of issue?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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post 7

 

andy

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what does your creditfile say about this debt please

 

and you say dormant since 2008

when was your last payment?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what does your creditfile say about this debt please

 

and you say dormant since 2008

when was your last payment?

 

dx

 

Hi,

 

The credit report shows :

 

Credit card from arrow global limited

defaulted 02/2009

start date 04/2004 ,

 

this record has no information with regards to past payments

and the original details from credit card company

do not show on the report.

Record last updated 03/2011

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ok so no real chance of statute barring then.

 

knowing cap1 of that era

they'll be hardpushed to get the signed agreement.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok so no real chance of statute barring then.

 

knowing cap1 of that era

they'll be hardpushed to get the signed agreement.

 

dx

 

Unfortunately a little to early for the stature bar, I am thinking I will send the second stage letter for non receipt and enclose the original letter and postal order with it to the solicitor and a further copy to the courts.

 

At present there are no further updates showing on mcol from Northampton but I'm hoping I can get that retracted and the company are up to their usual standard for supying the docs.

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There are no further updates on MCOL once a defence has been submitted...thats the end of line...it either remains stayed or transferred to your local county court.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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