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Yuill & Kyle


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Hi, Ive been paying a debt of £3320 to 1st Credit through Yuill & Kyle at £50 per month,

ive never been late never missed a payment,


I got a letter from 1st Credit giving me an anual statement,

it says i only owe £320,


I rang Yuill & Kyle to confirm the total final amount, they said £1320.


Ive asked them to send me a full break down of the remaining amount and why such a differance.


It seems in short ive been charged over £1000 in interest.


This Debt originally went to court and the court awarded them 8% but no matter how hard I try I cannot calculate 8% of £3320 and reach a similar total.


Can anyone claryfy because this sounds a bit fishy to me.


I understand I have to pay court costs and some interest but not over £1000 of interest.

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yes but the 8% was UPTO the judgement date surely not AFTER IT>


you are in Scotland I guess?



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Yes im in Scotland. the breakdown was around £230 court costs, which Im dubious about and over £1000 seperately in interest as awarded by the court at 8%, I get it to about £300.

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