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elephants never forget

I'm a student and soooooo hacked off with cahoot!!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 5168 days.

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Hi,

 

I'm a student and currently I'm over my overdraft limit at cahoot. Their charges made me overdrawn significantly. I went overdrawn one month by £15 and I've been charged a fee EVERY month for the past 9 months. I paid in enough money to cover the amount I was overdrawn and the first charge but not enough for the 2nd mystery charge and since then I've been overdrawn with charges.

 

It's just a regular current account.... Can I claim any of these charges back at all? I have nothing to lose really as they've managed to take most of my money anyway!

 

Any help you can give would be greatfully accepted

 

Em

xx

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Hi Em,

 

if they are penalty charges then the good news is that you can claim them ALL back. But first you need to have a goood read round the site. It really does take a few days to get your head around all the arguments and all the information.

 

You will be setting a timetable (the timetable that the bank says it will work to is irrelevant). In the FAQ you will find 'first steps.' Start this, be clear on what your first step is (requesting the info from the bank so that you can calculate what they owe you)

 

Whilst waiting for the info, read up on your next step. If you make sure you stick to your own thread in the relevant area (eg [username] claim against [bank]), and use this as a sort of diary which you can update as things progress. It will also enable you to check responses to your questions, and people will be able to find your thread a lot easier.

 

Good luck.

 

You are here, you want your money back, you will get help and support in this, but it is YOUR call, and you must be prepared to put in the effort.


Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 5168 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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