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Cabot/drysdens Claimform for Skillstrain finance debt

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Hi Guys

 

Trusty google put me in touch with you guys regarding a friends "claim" from Cabot

 

He was approached about a year ago by them for a debt from 2009 / 2010

from a company that didnt supply the goods regarding a training course

(plenty of posts on google about that company as well!)

in addition to having been pressurised into taking on the course / debt while he was depressed.

 

Unfortunately being a young lad none of the paperwork from them exists any more.

 

At some stage last year he was advised that his debt had been sold to cabot

and subsquently received two payment demands from them which he ignored.

 

The next thing he heard was receiving a Money Claim online demand.

I have some questions and I would be grateful if people could help me get himself sorted.

 

1) I have advised him to send a CCA request tomorrow as per other similiar threads on this forum,

however I am confused as to how long they have, is it 12 + 2 working days or 30 days to reply?

 

2) Are they required to send a notice of intention to act before sening court papers?

 

3) he intendes to contest the claim, if 1 is correct and they do not supply the CCA in time can this be used as a defence in the case?

 

4) any other advise that I should give him (Indeed anyone that has defended similar claims in court and can advise me to help him put his case together I would be grateful.

 

Incidently Cabot Financial (UK) Ltd appears to have a net worth of -6.6million according to Duedil, is this not trading while insolvent?

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Hi, welcome to CAG.

 

 

Who was this course with?

Is there actually a regulated credit agreement on this?

Get the CCA request off to Cabot now £1 statutory fee payable. 12+2 working days to comply.

 

 

Has he checked credit files yet if nor he should do so now.

 

 

Out of interest how old was this young man when he 'signed' up please.


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Hi, welcome to CAG.

 

 

Who was this course with?

 

I tried posting a link but as I am new I cant, there is information about the crowd on Collactive learning.com under Skillstrain Refund and they approached him under their train for trade name.

 

Is there actually a regulated credit agreement on this?

Get the CCA request off to Cabot now £1 statutory fee payable. 12+2 working days to comply.

 

Unknown, have told him to post that off first thing in morning

 

Has he checked credit files yet if nor he should do so now.

 

Yes have told him to do same but experian wanted £15, is there any better value places?

 

Out of interest how old was this young man when he 'signed' up please.

 

I was using young in a broad way, he was over 18 (barely) at the time of the original contract.

 

I also suspect that fees and interest were added by Cabot (still waiting on the original amount of the debt) which to my understanding these are also unenforcable?

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OK friendhelper I.ve asked the site team to amend the title and move the thread to an appropriate forum to get more help for you.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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noodle do free credit report online

 

Cheers for that, I have forwarded that to him

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moved to legals and retitled.

 

get a CPR 31:14 off ASAP too.

 

who is named as claimant please

 

and who is the solicitors

 

we need to see the EXACT PoC as on the claimform.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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moved to legals and retitled.

 

get a CPR 31:14 off ASAP too.

 

This is not one I have come across yet?

will have to search

 

who is named as claimant please

 

Cabot Financial (UK) Limited

1 Kings Hil Avenue

Kings Hill

West Malling

Kent

ME19 4UA

 

and who is the solicitors

 

Drydensfairfax Solicitors

(The Trading name of Drydens Limited)

Shire House

2 Humbolt Street

Bradford

BD1 5HQ

 

we need to see the EXACT PoC as on the claimform.

 

dx

 

Now attached

Edited by friendhelper
Attaching claim as a PDF

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moved to legals and retitled.

 

get a CPR 31:14 off ASAP too.

 

Found and told him to post that off first thing in morning, again registered post

Edited by friendhelper

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brill wish all posters were this good!!

 

he has ofcourse ackd the claim defend all via mcol/password once registered.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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brill wish all posters were this good!!

 

he has ofcourse ackd the claim defend all via mcol/password once registered.

 

dx

 

Not yet no, have told him to wait a few days to maximise the time we have to prepare the defence against the claim

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Not yet no, have told him to wait a few days to maximise the time we have to prepare the defence against the claim

 

He has only gone and got advise from a solicitor who has advised him NOT to send the letters

 

Raging is an understatement

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So what has this solicitor advised further?


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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So what has this solicitor advised further?

 

Solicitor has said that it is too late to contact companies and solicitor will prepare defence, I have spend the day hounding the lad and he is sending the letters tomorrow once he has postal order, at least the non receipt of replies will be in advance of the deadline for filing of a defence

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" Solicitor has said that it is too late to contact companies and solicitor will prepare defence "

 

Im sure he did ching ching.:madgrin:


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Seems this solicitor has little knowledge of the debt collection industry and of life in general.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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