Judgement order listings DCA + One Call 'debt'

[skookum]

Can't get rid of these muppets despite paying One calls admin fee after they cancelled within 14 days. I don't have a scanner so I will type it out best I can.

 

Judgement

Order

Listings

 

Court Ballifs Limited

 

Court action notification.

 

Ref: xxxxxxxx

 

Dear Mr xxxxxx

 

RE: one call insurance outstanding amount £201.21

Court Action 01388211

 

We note from our files you have chosen not cop-operate regarding above debt.

 

If you contact office and arrange a payment plan within the next 14 days a discount 20% will be applied to your file.

 

Therefore your new policy balance would be: £160.97

 

We recommend you visit our online payment facility http://www.judgementorderlistings.co.uk or call automated payment line. on 01302 513244, using your debit or credit card, or contact one of our recovery agents on 0844 248700. please use the reference number quoted.

 

Yours sincerely,

 

Miss Carla Patterxxx

Senior agent

Debt recovery department

 

 

 

And yes the spelling and grammar was that bad. Anyone reckon they are taking court action or is it a bluff? They are a real Mickey Mouse firm who have threads all over the net about their canceling of polices and ridiculous admin fees. Like I said i paid it but it seems £49 was not enough.

 

 

Any advice? They seem to be trying to pose as a court or official agency, I might send it to the OFT.

[unclebulgaria67]

This DCA is just the accounts department of One Call. The won't do anything, but they may sell the debt on at some point.

 

You should register a formal complaint in writing to One Call stating your case and continue the complaint until resolved.

[skookum]

I have lodged loads of complaints, it seems Judgement Order Listings only exists when they are taking money. They cannot be contacted even if you try.

 

I am not really bothered if they sell it on as I have a failed business and my credit rating is abysmal any way. Just fed up with them, they are an abomination as an insurance company. You take a policy then you get some company called Creative trying to get you to sign loan agreements.

[Bazooka Boo]

Have you reported them to the OFT & Trading Standards?

[skookum]

Have you reported them to the OFT & Trading Standards?

 

I think I should, they are clearly trying to pose as Her Majesty's Courts with all the references to court action. Whats the court action number all about?

[dpick]

Defiantly report them to OFT and Trading Standards for misrepresentation calling themselves Court Ballifs Limited.

 

 

dpick

[BRIGADIER2JCS]

Notify the FCA/OFT.

[Bazooka Boo]

Lodge a very strong formal complaint to Onecall which is who this JOL outfit really is, and you MUST MUST MUST report them to the OFT&TS also to the FCA http://www.fca.org.uk/consumers/how-to-complain

[skookum]

Been having loads of trouble with this mickey mouse outfit.

 

The latest letter is they are threatening to send a collection agent to my home or WORK!!!

 

This isn't legal surely, anyone help me draft a letter?

 

Is there anyone they can be reported to?

[unclebulgaria67]

Well yes, as they are attached to an Insurance company, you can complain to the FOS. The FCA are the regulator, but they don't deal with individual complaints.

 

It is against the OFT rules on communication methods. They are not allowed to visit you if you have asked for communications in writing only and they can't go to a work place, as it against OFT rules i.e they can't use methods which are designed to embarass.

 

This is a letter you could send.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387366-Harassment-amp-Threat-of-Doorstep-Visit-%28update-21.04.2014%29

[skookum]

All done many thanks.

 

Can't believe this out fit.

 

 

They really have no idea what they are doing.

 

 

I took out a policy 2 years ago and canceled within the 14 days

as they wanted paper copies of are driving licences.

 

 

I could supply mine but my partners was at the DVLA as she had just moved.

 

 

It is the first time ever I have been asked for a licence

and it was over the xmas period which slowed down the process with the DVLA significantly.

 

 

They wanted them in 7 days flat which we couldn't do.

 

 

They said I had no choice but to cancel so I did and paid the £49.95 admin fee.

 

They then said they wanted a further £201.21 as the cancellation wasn't processed.

 

 

I argue this as they took the cancellation admin fee off me.

 

 

They are behaving like some kind of bad loan shark.

 

 

They seem to have loads of arms like Creation credit, judgement order listings etc.

 

 

I wanted an insurance policy not a loan.

 

Awful company beware.

[Bazooka Boo]

Then they wouldn't have a legal leg to stand on.

 

Like you say they are just acting like petulant little children, IMO make all the complaints you can about them to the FCA who have now taken over the role of the OFT who are no more, and ignore these fools.

 

Playing letter tennis with them is clearly going nowhere, as will any puerile legal action they attempt to bring against you.

Email the CEO, who is CEO for both One call Direct & this clown outfit [email protected]

http://www.ceoemail.com/s.php?id=75187

[BankFodder]

Been having loads of trouble with this mickey mouse outfit.

 

The latest letter is they are threatening to send a collection agent to my home or WORK!!!

 

This isn't legal surely, anyone help me draft a letter?

 

Is there anyone they can be reported to?

 

I'd be very keen to see a copy of this letter please.

 

I think that their name and also their Ltd company name are potentially very misleading. I'd like to see their letterhead to see how they present themselves. Could you scan a copy to us at our admin email address.

 

I think that you should send a copy of the letter to Trading Standards and also to the Ministry of Justice and ask them whether they think that the letters and the get-up would be confusing to ordinary members of the public.

[BRIGADIER2JCS]

I think the name was reported a number of times to the OFT in the last couple of years as a misleading business practice. I don't know if any action was proposed or taken.

A report/complaint to the FCA would be the way to go now as it will have all the OFT complaints data.

[dx100uk]

this thread from last year is also worthy

and has scans

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?394876-one-call-insurance-judgement-order-listings-DCA-threat-o-gram&highlight=Judgement+order+listings

 

dx

[skookum]

I have no scanner so I will just type word for word.

 

Judgement order listings

 

Court Balliffs Limited

 

Dear Mr M****** Final warning

 

RE: One Call Insurance outstanding Account £201.21

 

Court Action:013***** - Mr M******

 

If we do not receive this standing order within the next 7 days, then we will have no option but to instruct our door to door collectors to visit your home or work premises to collect payment owed.

 

Please call us on 0844 248 7000 to avoid the above action.

 

Yours Sincerely

 

Miss Carla Patterson

Senior agent

Dept Recover Department

 

 

Now if you call the number given it is just a payment line and no other options. You cannot email them, if you write they don't respond. I have tried to contact them through One Call but they deny they are an in house company. I have written to One call numerous times, all ignored.

 

Then you have this Creation firm which is equally elusive. Same address again but no response or contact email/number. I was never made aware I was taking a loan off creation in full from day one to pay my insurance. This seems to be were all the charges are amounting.

 

The amount they have asked for and what I paid to date is more than the original policy. In effect it costs me more to cancel in the 14 days cooling off than to keep the policy.

[BankFodder]

Thanks. It would be interesting to see the scan which refers to Court Ballifs Limited

[dx100uk]

use a digital camera or mobile phone

 

is it the new logo as the other threads' scan or the rainbow one?

 

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

[skookum]

[ATTACH=CONFIG]50710[/ATTACH]

 

Here is a pdf of the letter.

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?383152-Judgement-Order-Listing-DCA-OneCall-debt

 

http://www.johnnydebt.co.uk/debt/judgement-order-listings-%E2%80%93-pay/

[dx100uk]

well at least she can spell their name correctly now!

 

dx

[skookum]

Maybe she went to night school to learn English after it was all over the net how pathetic her spelling and grammar was, lol

 

Maybe she should do a financial/law course next?

 

I have made a complaint to the FSO with the letters attached threatening visits to my employer. Not that it really worries me as I am self employed and they are welcome to visit my boss, it is me.

 

Shows how good their records are.

[Bazooka Boo]

That is nothing but a puerile petulant missive, sent out to try and intimidate you into contacting them.

 

Jeez, it's 2014 not 1814? When will they ever grow up?

[skookum]

Yeah well I know that John Radford of One Call has just bagged himself a a very young, pretty wife who looks like she could be quite high Maintenance.

 

I certainly am not contributing towards her upkeep with money I don't owe.

[Bazooka Boo]

HA ha ha brilliant hope she bleeds him dry!