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    • Millions of bicycles were sold this year, with fears there won't be enough for the festive period. View the full article
    • Thanks DX, I'm happy that there are no valid reasons for them not to send us documents via royal mail - they were after all perfectly capable of sending these two letters.   The 12+2 days end on 7 December so I will ensure the DD's are cancelled for these and the Hoist one that is also being paid monthly on that very date. 
    • Sorry to hear the news Dave.   As for sums on top of the £100, maybe the judge ruled against the £60 Unicorn Food Tax but allowed £25 claimform fee + £25 legal costs.  Just a guess.
    • Hi guys!   Update:   Been forwarding all the text messages to 7726   These were the text messages:   28 October: We have been instructed to proceed formally on this claim in 7 days in respect of the balance due to Photo Studio Group unless discharged or an arrangement made. This will result in a formal Letter Before Claim and Court Proceedings.   29 October: It's not too late to stop legal action. Settle the £1182.89 due to Photo Studio Group.    30 October: The £1182.89 due to Photo Studio Group is overdue we are now instructed to proceed with a formal Letter Before Claim.   We are now considering whether to issue Court proceedings to recover £1182.89 owed to Photo Studio Group.    2 November: We are now preparing to send a Letter Before Claim. Call 01422746202 to resolve this matter.    6 November: We have now have issued a Letter Before Claim which you should receive in the next few days. Pay the balance due to Photo Studio Group now.  It's not too late to stop legal action. Settle the £1182.89 due to Photo Studio Group online now.    8 November: Click the link to address the £1182.89 due to Photo Studio Group to avoid legal action 12 November: A County Court Claim will impact your ability to obtain credit for up to 6 years. Pay online to stop action.  13 November: We are concerned you have not responded to the Letter Before Claim regarding the balance due to Photo Studio Group?   15 November:  Call AJJB Law regarding the letter you have received from us in order to stop Court Action on 01422746202.    21 November: IMMEDIATE ACTION REQUIRED. Pay £1182.89 due to Photo Studio Group online to stop Court action.  23 November:  We haven't received a response to the Letter Before Claim issued by us. It's imperative you act now to avoid Court Proceedings.  We will be conducting a Pre Court Action Review this week. Pay £1182.89 online today or set up a plan to stop.    26 November: IMMEDIATE ACTION REQUIRED. Pay the balance of £1182.89 online today to prevent further legal action.  29 November: We will be conducting a Pre Court Action Review this week. Contact us today on 01422746202.  2 December: You haven't replied to the Letter Before Claim from us. Costs and fees will be added if we issue a County Court Claim.    Emails:   10 Nov:   Dear -----, LETTER BEFORE CLAIM AJJB Reference: .... Our Client: Photo Studio Group Balance: £1182.89 You will now have received a Letter Before Claim issued by us regarding the balance due to our client. It is important that you do not ignore this letter and read the contents carefully. If you have a query relating to your balance then please contact us to discuss urgently. If you wish to make payment to settle the balance you can do so through our website www.payajjb.co.uk or by calling us on 01422746202. Alternatively an income and expenditure statement is enclosed in the letter, if you are unable to repay the balance in full, payment arrangements will be considered based on your circumstances. Payment arrangements can also be submitted via our website. Please respond urgently to avoid Court action. Yours Sincerely, AJJB Law   19 Nov: Dear ----, RESPONSE REQUIRED AJJB Reference: ..... Our Client: Photo Studio Group Balance: £1182.89 Our records show that you have not responded to the Letter Before Claim issued by us, or our previous attempts to contact you. We hope to resolve this matter without the need to issue a County Court Claim but we only have a limited time to do this. In order to come to a suitable way forward to address the balance please contact us today using one of the following methods: - Email - reply to this message - Online using our secure customer portal - www.payajjb.co.uk - Telephone - 01422746202 Hopefully we can agree a way forward without the need for further action. Yours Sincerely, AJJB Law   27 Nov:   IMPLICATIONS OF A COUNTY COURT JUDGMENT (CCJ) AJJB Reference: ..... Our Client: Photo Studio Group Balance: £1182.89 We are now in a position to issue a County Court Claim to recover the balance due to Photo Studio Group as we have not received a satisfactory response to the Letter Before Claim. This could result in a CCJ being registered against you As previously mentioned, we wish to resolve this matter without the need for legal action, however, we are unable to do so if you do not address the balance due. A CCJ will have an adverse impact on your credit file and will be registered for 6 years. It will affect any future lending decisions including applications for loans, mortgages, tenancy agreements and the purchase of goods on credit (for example a mobile phone contract). You can stop further action now by contacting us to discuss your circumstances or by making payment: - Email - reply to this message - Online using our secure customer portal - www.payajjb.co.uk - Telephone - 01422746202 Please do not ignore this email. Yours Sincerely, AJJB Law I also received two letters to the address I currently live in:   1.  A letter before claim    2. Implications of a county court judgment   Please let me know if I should proceed in any way.   Thank you all for your time!        
    • for whatever reason they fail the 12+2 working day time limit you may cease payments.   as for their stupid excuse to gander email details you do NOT.   they know full well there are ZERO Gov't guidelines regarding mail , .
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Hi everyone,

I will try to keep this short as its quite lengthy.

I live alone in a 3 bed Wakefield District Housing house,they bought all the housing stock form the local authority.

When the Bedroom Tax came into force i was out of work & was hit by it for 2 bedrooms,but ive since re-trained and found employment so im now paying full rent & council tax.

Back then i was told by WDH to put this house on the 'Homeswappers' website in order to downsize or get a lodger,so i put the house on the website.

10 months later ive managed to find a family who want to swap to my 3 bed house. They live in a 2 bed WDH terrace house,my daughter & grand daughter live next door,my work is 1 minutes walk away,my brother & his family live on the same street,so it would not only be ideal for me but it would be perfect. I actually listed 30 reasons why the exchange should be allowed. They gave me ONE reason why theyve disallowed it..'Lettings Strategy'.... Here is the pdf.

https://www.wdhomesearch.co.uk/downloads/West%20LLS%202013.pdf

 

The young family have a toddler,they work & pay full rent & want my 3 bed house,theyve said they would like a sibling for their little boy.

 

Basically i either accept a tiny 1 bed flat or i will have to stay here or give up my secure tenancy to private rent a 2 bed house which will be £20 PW more expensive,app £105 PW.

My rent is £97 PW & the house id like to swap with is £85 PW,thats a big saving when i only earn £200 PW.

They never said i had to look for a 1 bed property 10 months ago so ive wasted all this time & effort. Where in the law does it say i can't have a spare room?

If anyone out there could shed some light on this i would really appreciate it. Ive written to my Councillor & they have written to WDH but they say they can't actually reverse or force a decision.

Thanks...

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Hi sick2death

 

I can fully appreciate what you say but most councils/housing associations have had to tighten there policies due to the Welfare Reform specifically Under Occupation.

 

What seems to have happened here is that you are already under occupying one property and under there policies are unwilling to move you to another property as you will

still be under occupying that property.

 

Even when you mention the friend that move to a 2 bed flat (please note FLAT) in there policy Flat and House is different criteria and most refer to the

General Preferance Policy for that specific area which you would need to request a copy of to see what states.

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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I suspect the reason they are refusing is that at the moment, you are under-occupying, but other family are not.

If they allow you to swap both households will be under-occupying.

 

I would suggest appealing. I cant see anything in Lettings Strategy that refers to Exchanges or Swaps. I would suggest asking them to point out what part of Strategy they are referring to.

 

The only other reason I can think of that they might be refusing would be if one of the households has rent arrears.

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Thank you..

No the only reason they give is this 'lettings strategy'. But why on earth can't people have a spare room when they pay rent? Well ive appealed again,so il just have to wait & see. Just wondered if anyone knew if it was legal what theyre saying/doing. I mean i need to downsize & ive already sold one set of bedroom furniture,but ive had a life for the past 45yrs,i need a real place not a shoe box.

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