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    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
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Parking Eye-Corley Services M6 **WON at POPLA**


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Had a PCN from Parking Eye for 10/01/14 ......2.5 hours

 

 

Issue is, they have sent demand to employer (company car)

I spent an hour explaining to MD, and extolling the virtues, of CAG. But he wants me to deal with it.

 

 

Should I send PE a note, to forward correspondence to me? So I can ignore them?

Or tell em, as a company we can't hand over driver details.... Data Protection etc

I have the ability to use company headers.

I notice, advise is changing a little, on the ignore front.

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Hi

I agree with the others. You need to take this away from your employer or else they 'may' pay it and take it from your wages

 

Just confirm you were the driver and then your boss is covered and PE will have to chase you so get the letter of appeal sent and wait for the rejection (as they always do)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Here's a copy of the letter drafted, sent, and posted via their website.

 

 

The vehicle is allocated to:

Mr T.**********

********

*******

*******

CV10 ***

 

 

**** ******** Ltd won't be held responsible, for any speeding fines,

Parking tickets, or spurious invoices(parking charge notices)

obtained by staff driving company vehicles. As it's their responsibility, by law.

Please address all correspondence, to the person named above.

 

 

 

No further correspondence will be entered into.

Any further attempts to contact **** *********Ltd for invoice payment. Will result in a request,

for administration charges, and cost's, to be taken into account,

by any court you wish to use, to settle the claim.

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  • 2 weeks later...

Update:

 

 

Received, by post today, the same invoice from Parking Eye. Now addressed to me personally.

Identical, letter/invoice, but with the date of issue, changed to 12/2/14. Asking for £60 now,

or £100, after 26/02/14

 

 

So identical document, with dates changed.

 

 

So, Now I appeal direct to Parking Eye, 1st?

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  • 2 weeks later...

Letter below, sent to Parking Eye, today!

I could have gone on, and on....... but decided not to waste my time.

Dear Sirs,

With reference to, your two letters sent, dated, 26/01/14 & 21/02/14. You state I owe you monies, for overstaying, at a car park. I’m confused, as you’ve ask for monies to be paid, offering a ‘discount’ if paid by certain dates, on two separate occasions. Due to the nature, of your demanding money, for no reason. I can only conclude that these are speculative invoices.

I understand, that although, this invoice is speculative. To get resolution, I need to appeal. So take this letter, and the enclosed, receipts. As proof of purchases, from the land owners commercial business’s. As my appeal.

I also insist you issue me, with a POPLA code, so that if you carry on with this invoice claim. I can take full advantage of the independent appeals service.

If you do not desist, sending your spurious invoice claims. I will have no hesitation, to defend, and seek damages, in my local county court.

It is not beyond, the wit of man (and the courts) to see that £100, for allegedly 32 minutes of parking. Is not really any consequential loss, of balance, or validity? And If you so wish to pursue, this speculative invoice claim. I will be happy, to defend, in a local court of my choosing. As is my right.

To re-iterate. Please issue a POPLA code. If you wish to continue, with your claim.

Yours Sincerely

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  • 3 weeks later...

I've received a letter, today, from Parking Eye.

 

 

Lots of case law, quoted, and a POPLA appeals document.

(why the hell I should appeal a spurious, invoice, I'll never know)

 

 

Whats the SP now, please?

 

 

What basis do I appeal to POPLA?

Is there any Templates, or advise?

Edited by *Thumper
Typo
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I've received a letter, today, from Parking Eye.

 

 

Lots of case law, quoted, and a POPLA appeals document.

(why the hell I should appeal a spurious, invoice, I'll never know)

 

 

Whats the SP now, please?

 

 

 

What basis do I appeal to POPLA?

Is there any Templates, or advise?

 

1. Can ParkingEye please show, through sight of contract, that they have lawful authority to issue and pursue parking charge notices.

 

2. Can ParkingEye please show a full breakdown of the genuine pre estimate of loss that this charge must represent.

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As armadillo71 has said, but put some meat on the bones. What PE didn't say is that they always lose at POPLA on GPEOL when they cant prove their losses. Also there are a lot of questions being asked about their contracts.

 

You don't need any ' meat on the bones'...

Just bringing up the points means they have to be addressed.

(Or not,and the PPC giving up, as is currently the form).

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  • 4 weeks later...

Submitted my appeal to POPLA, today.

They have emailed a summary of my appeal

 

 

Does anyone know, why they use the email address 'London Councils.gov.uk' ??

They aren't a London Borough. And they certainly aren't a .Gov establishment

 

 

Anyway, I told em to shove it, and to send me a pre estimate of loss :)

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Received further correspondence today:

 

 

My appeal, will be looked at on, or after, the 14th May2014

lol.... They can take as long as they like, as far as I'm concerned

They must be very busy!!

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  • 1 month later...

Well done. As expected (post 14) they didn't even bother sending their 'evidence'

 

I will edit the thread title to reflect the result.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Please do!

 

 

All I did was cut and paste around 6 pages, of text, from the parking prangster website.

It didn't make much sense, as the way I pasted. But it had all the important phrases

Such as, 'contract with land owner' and show consequential loss.

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