Been abroad for 2 years (NL) - can companies still conduct a UK credit check on me?

[DucthCourage78]

Hi everyone,

 

I have been living in the Netherlands since December 2011.

 

I recently accepted a new job here, with a financial services auditing company. The company has global reach but my role will be based here in Netherlands.

 

My credit here is perfect as far as I know - I have credit cards and mobile phone and an overdraft, and always pay / have paid on time. I also now have a mortgage. But I think I have o/s defaults and CCJs in UK that I have not yet got around to paying - I mean to pay them when I am settled and more secure.

 

I know my employer has to conduct a background check on me. What I'm worried about is... can they conduct a Netherlands and a UK credit check?

 

I am worried that if they do conduct a UK check, I may be adversely affected, and my offer withdrawn, due to the CCJ/ defaults, even though I have been an exemplary credit payer here.

 

I'm from Ireland originally but lived for a long time in Shrewsbury where I think the CCJ/ default are registered.

 

I'd love to know the rules around global credit checks and the likelihood of them being conducted, if anyone knows?

 

Thanks SO much in advance - this forum has been so useful for browsing in the past, and I hope to be able to reciprocate the help to people in time.

 

Thanks

 

DC78

[Conniff]

Welcome DC - do you have a date for the ccj ?

[DucthCourage78]

Welcome DC - do you have a date for the ccj ?

 

Hi there. Thanks for your reply.

 

I checked - the date of the CCJ starts from January 2012. But I moved to the Netherlands in December 2011 - I think that a CCJ can't be issued to a non-UK resident, is that right?

Edited January 30, 2014 by DucthCourage78

[BRIGADIER2JCS]

It will have been issued to your last known address.

 

 

The judgement if the creditor considers it viable as to the costs involved could pursue it via a European Enforcement Order.