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    • Who sang 'Suspicious minds' Was it Elvis.   I was caught out and appealed firstly to CPM.  Surprise surprise, Rejected.  Then IAS surprise surprise, Dismissed.   If it is of any help.  The video posted by Squirlyline on 9th Oct 2019 shows that there are NO barriers on the entry to Trinity Park. If you Google Map the Trinity Park postcode the entry to Trinity Park clearly shows that there WERE barriers erected and that is dated Oct 2018.   If it is Private Land.  WHY were the barriers removed.   Sing up Elvis
    • Hi. I have received the SAR today. Looks like they did send a default notice, looking at it neither me or my husband remember ever seeing the letter. However, I know we cannot prove this like they can and have.... I guess there is nothing more I can do?  Thanks for all your help 
    • Dx thank you so much for all of your help this year you really are an angel you are a credit to this site and I’m sure 1000’s more would agree with me in saying that you are a perfect example of why nobody should lose hope in humanity the way society is starting to look today. I really can’t find the words to express my gratitude for your gumption. I really can’t apart from say thank you from the bottom of my heart. 
    • In terms of the result, in hindsight, I think that the manifesto possibly went too far.  I think nationalisation of utilities, railways and royal mail is a good thing due to the fact privatisation sucks money out of the system, and things end up being paid for several times over.   I'm not sure nationalisation of BT was such a good thing.  Our network is pretty rubbish and leaving infrastructure projects to private companies is incoherent and inefficient, but that might have been a step too far.   I disagree it's all Corbyn's fault because the Tory's campaigned on a very simple message - "get brexit done".  In effect, their manifesto was very basic, and labour haemorrhaged leave voting labour voters so desperately tired of the process.  There was a hell of a lot of anti Corbyn propaganda from the word go.   I said after the referendum that the Tory's would be screwed because they wouldn't be able to deliver on any of the promises made, and for a long time it looked like that would be the case.  However, I never took into consideration the effect of Boris Johnson would have because he's a very good salesman... I would bet my life on us having a deal by the end of next year, and whatever we're left with will be championed as a massive success... I'm sick of it all if I'm honest.  I've had people banging on about remainers can all shit up now, they lost etc, as if they'd won the lottery.  But when I look at it, it was all still based on nonsense and misinformation, so I think we've all lost.   We're now left with a Tory government that has a huge majority so that they can push through anything they like.  Where's the democracy there?  Leavers wanted more democracy, but Johnson having played a blinder, has secured less democracy and conviced them they're all winners.  Coupled with their promise to "renegotiate the relationship between parliament and the courts" I'm concerned all these leave voters aren't really thinking clearly.  I've also said all along that brexit was about the elite in our country having more overall control, and now they have it.  They've even convinced working class labour voters that it's in their interest.  How did this happen?
    • Hi  Received another scrawled letter this morning ,    just to to inform you that I am still waiting for further instructions from the court.    Please would you you provide me with a copy of my letter, where you have stated In your letter to me , dated 29th November 2019 ,  that my recent letter states I do not wish for you to instruct an expert or make an independent report on our behalf?    You also state that in my letter I also do not want your input in the Instructions letter to the expert.  Please forward a copy of my letter stating this to you.    Please forward where the judge states that I had to forward a written draft letter to you, with the instructions for the expert? Also where it states I needed to send you a copy for you to check to see if it’s appropriate.    Please would you send me the copy of my letter, sent to yourself, where you state , I have written all the above instructions to yourself .    Guessing she’s not kept a copy of the letters she has sent me. Oh dear!     
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Durkin

Campaign to stop Banks and Retailers reporting to Credit Agencies for non existent debts

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New government petition to tie in with Supreme Court showdown. Please show your support. http://epetitions.direct.gov.uk/petitions/59291

 

 

 

 

We, the undersigned, call on the UK Government to legislate against banks maliciously reporting disputed credit accounts to credit reference agencies (CRAs)

 

Banks have a nasty habit to hold people to ransom for money that they don't owe.

 

Working with retailers and CRAs, false accounts are created. Banks then try to extort money from victims,with the threat of a default.

 

If the victim refuses to pay, the bank maliciously defaults the account, annihilating the creditworthiness of it's victim.

 

The victim can't borrow to buy a family home or other borrowing (including 0% deals) and may have trouble finding employment.

 

The nightmare lasts 6 years (longer if the victim attempts to seek justice)

 

The Supreme Court will finally rule on the first case to have made it in early 2014. Durkin v DSG & HFC.

 

Edited by citizenB

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One man has been campaigning for over 16 years to prevent Banks and Retailers reporting on a non existent debt. The latest news in this battle can be found in the thread linked below.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?264189-Default-damages-PCWorld-wrong-laptop-sold-amp-HFC-Finance-Supreme-Court&p=4456223#post4456223

 

 

This is now with the Supreme Court.

 

Please sign the petition in the first post :)


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Signed. Wish you success!

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Signed

 

 

dpick


cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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signed

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I am pleased to see that there had been a flurry of signatures - now stands at 93 :)


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Signed


L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Signed... I wish you the best of luck Richard!

 

I understand the hearing date was listed for 28th Jan... Please keep us all posted.

 

For far too long the CRIMINALS in the banking 'profession' have used there power to sway/bully/bribe the government.

 

Criminal acts should be dealt with by way of CRIMINAL sanctions.....:mad2:

 

(B)ankers should not be 'immune', and several (many) should do a bit of 'porridge', and have all personal assets confiscated.

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Signed. 163 Signatures.

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Signed and the very best of luck Richard. Having been through the mill with OH on our own case I know just how stacked against you this is as the judiciary prefers to believe the spoken word of the lawyers over the written evidence of the LiP. Best wishes, BB


My posts are offered informally, without prejudice and without liability. You should seek the advice of a qualified insured professional.

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So very right but the govt and judiciary will do nothing for reasons including

a. banks bribe them by paying into party coffers

b. banks blackmail them that they will leave the country and pay even less tax than they pay now - with their tax avoidance schemes

c. politicians like to go to banking jobs after their political careers - very lucrative

d. hospitality perks from banks


My posts are offered informally, without prejudice and without liability. You should seek the advice of a qualified insured professional.

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signed

 

if you ask me, the whole defaults process needs a radical overhaul, as does all of the banking and finance industry

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241 signatures

 

I signed one hour ago and it still says 241 signatures

 

Just wondering how long it takes to update.

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SecretJay, it can take a few hours to update. Although I note it is now at 242. I am saddened to see only 242 signatures.

 

The Supreme Court handed down its Judgment on Wednesday..

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?420961-Richard-Durkin-wins-Supreme-Court-appeal-–-beware-lenders!


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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