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    • if you wish to put up everything like    your defence claimants WS defendants WS   then im sure those here now and future victims will find it of value   if you read upload carefully you'll see its best to upload each as a separate multipage PDF but ofcourse you'll have to redact each page as a jpg picture 1st before merging each to the relevant multipage pdf .   dx  
    • Thanks I’m happy to put something back ! I didn’t have the courage of my convictions to counter claim even though I was really quite proud of the thoroughness of my court bundle ! i really wanted the opportunity to get into the detail with the judge and felt quite cheated when it ended, but of course I realised that they had just moved on to their next victim  will watch this space 👍  
    • I have created your own topic for this as its import to have it own one but placed a link on the thread you posted on.   you should never counterclaim that exposes you to further cost and rarely succeeds esp if they disc' the claim always best to state in a sep letter you will be seeking costs esp loss of days wages at £90 which most judges allow.   as for an sar, its p'haps always better to issue a cpr 31:14 too or in replacement of, an sar.   well done on your important win
    • My wife has directed me to post on this thread as I have just successfully won against these charlatans   My hearing date was all set at my local court for 31st October 2019 all defence papers were filed and served and frankly I was really looking forward to it! This morning I received a letter from BW legal stating in a one line response that I was to take this letter as a notice of discontinuance whereby the claimant KBT (armtrac) discontinues all of the claim. I am beyond disappointed that I didn’t get my chance to see these idiots across a desk! And that’s it I don’t appear to be able to take this further? I now realise I should of had the courage of my convictions and faith in the advice of others to issue a counterclaim! What I have now in my possession is a file of information which would be Gold-dust to the next person in my position! I feel like I would be able to get some sort of closure if I could pass some of this wisdom on but there are many posters here already and every case is different in its own way The key points in my defence were as follows and useful to anyone ‘caught’ at Sandy Acres. Keep the original parking ticket you purchased and send a copy to KBT with a covering letter ASAP do not identify the driver at any stage of the process!!!!  The blue sign uses the word penalty which is contrary to the IPC codes of practice  The red and white sign has a café open sign in front of it  which obscures it from the drivers view both available to download via Google maps Check the date you receive NTK mine was 71 days Do an SAR and you will get back the pictures of the alleged offence in my case they were of such poor quality you could not tell which way up the ticket was in the photo and in no image they held was there a picture showing the ticket and the vehicle numberplate. They offered no other evidence. Pretty soon you will see the money is being sought escalate until they no longer match the figure on the NTK even if it is sent within 56 days When you see a breakdown of costs for the money being sought it will ultimately include legal costs, typically £60 that the solicitor knows cannot be recovered in Small Claims Court. Personally I am now considering reporting BW legal to the law society or solicitors ombudsman for being party to a process which is fundamentally dishonest, an abuse of process, and a complete waste of court resources?   i am happy to help anyone who needs assistance but rest assured that their case against you relies on you caving in and paying, they have no plan B but will try and make you doubt your ability to defend yourself.   Dont worry about small claims Court, it isn’t crown court, just an office with 3 desks and certainly less stressful than a job interview or meeting with the bank and less at stake.   I got to one week from my court date and they gave up!
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:mad2:Ok where to start before taking this out for my daughter we phioned hasting to see how much her insurance would go up once she passed her test as the quote was for £158 whilst she was learning

 

We were told around £100 - 250 for the year depending on her driving feed back - Fair eneough i thought

 

so understand that she did not use her car much for 6 months as she was learning in the drivers instructers car and did not do a lot of other driving infact the car stayed in the garage for nearly 3 months

 

Whjen she passed her test in Dec the insurance jumped to £376 A MONTH when i finally got up off the floor and called the insurance company they said that was correct and e-mails since sent have had no reply asking them to justify this cost

 

My daughter at most will drive 60 miles a week in a radius of 9 miles this has got to be a rip off, its a fiat panda 1.2 no mods basic car low mileage

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that's about average mate.she certainly wouldn't be paying £100-£250 for the year after just passing her test,theres a mistake there.

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that's about average mate.she certainly wouldn't be paying £100-£250 for the year after just passing her test,theres a mistake there.

 

An extra 100 to £250 quid a year rather than a quote without Telemetics running at an original £1950 and an agreed amount of £300 pounds when she passed her test

 

this has gone from £1580 a year with tele then jumped up to what would be over 4k is that right !!!!

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Sounds wrong to me, unless she is driving around like Justin Bieber !

 

I don't trust the way that Insurers are running these Telemetric policies.

 

Suggest cancelling and going elsewhere. She will get a better priced normal policy through a local brokers.

 

I will ask the site team to move this thread, as on the CAG Insurance page, we have a Hastings rep.


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Take a look at 6 or 10 month policies as well, since you get a full years NCB at the end of them. My first 3 policies were 6 month ones, meaning I had 3 years NCB in 18 months of driving.

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My partner has one of these but with through ingenie.

It was constantly saying she was speeding, harsh acceleration and harsh braking.

Now the brakes can be a bit bitey but the car is a 1.0 yaris. Certainly is not capable of fast acceleration ! Push bikes beat it away from the lights and up the road before it catches up lol

 

After repeated complaints they have made down policy refunds.

Tbh the box is going this year regardless of what the renewal cost is without. Partner spends more time looking at the speedo as mainly 20 zones here than she does the road.

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my niece passed her test aged 23,they wanted 3000 a year from her,shop around as advised

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:mad2:Ok where to start before taking this out for my daughter we phioned hasting to see how much her insurance would go up once she passed her test as the quote was for £158 whilst she was learning

 

We were told around £100 - 250 for the year depending on her driving feed back - Fair eneough i thought

 

so understand that she did not use her car much for 6 months as she was learning in the drivers instructers car and did not do a lot of other driving infact the car stayed in the garage for nearly 3 months

 

Whjen she passed her test in Dec the insurance jumped to £376 A MONTH when i finally got up off the floor and called the insurance company they said that was correct and e-mails since sent have had no reply asking them to justify this cost

 

My daughter at most will drive 60 miles a week in a radius of 9 miles this has got to be a rip off, its a fiat panda 1.2 no mods basic car low mileage

 

Hi John, Thank you for posting. Can you please contact us directly and supply some details about your daughters policy so that we can ask our Smartmiles team to check on the prices for you? help@hastingsdirect.com Many Thanks, Jamie

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