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    • Hmm, that is a challenge, my computer ability is limited to copy and paste, which I have included below. Is it very important? I can try and find out but I have the email reply and that is all, sorry   Friday, October 23, 2020 5:28:53 PM To: enquiries@idealwindowsolutions.co.uk <enquiries@idealwindowsolutions.co.uk> Subject: Order cancellation RF14127D   Dear Ideal Window Solutions,   On the 11 of June I signed a contract with you to deliver and install double glazed windows. I was promised to get it done within 8 weeks. The timing was very important to me, I made it very clear to you, and this was the main reason I chose your company. For all kind of reasons your promises did not materialised. After a number of phone calls and emails between us I have decided to cancel my contract with you. I am not prepared to wait any longer, also I have no intentions to install windows during rainy winter time.  Could you be so kind to refund me my deposit of £100 pounds. If after winter time you will get your problems with your suppliers solved please give me a call, maybe we can try again. I will need  new windows anyway. Kind regards,
    • An update - The salesman who has dealt with most of this is off on Mondays which never helps and the senior service person there who I spoke to last week is also off all week.   I got a call from a service advisor today confirming the booking but was concerned I was waiting - explained (again) the story and he understood but on his job card, only had that he had to investigate the tyres and not necessarily replace.  Someone either is not communicating or I've been told lies.  I have gone through the recording and the salesman clearly states he has gone to upper management, discussed it and we will be replacing the tyres and battery to sort everything out.   Sat nav will be resolved tomorrow and they'll be looking at the broken sun visor.  I have also emailed regarding the gearbox service - I have a good friend working at Audi servicing at another group and he had mentioned Audi should be carrying out servicing if due within 4 months or so and this was.  I raised it pre-collection a number of times and was shutdown each time with "if a service needs to be done, it will be done"   Fast forward to today when I got the job card to sign in advance, it clearly states: Date: 20/10/2020 (our pickup day) Carried out MPC & oil service Haldex Reqs gear oil service.   The Gearbox service is due at 38k and the car was sold at 35500 well within the 4k which is probably why their own systems have flagged it. Haldex I'm not sure - this seems to be every 20k I think so due in 4.5k.  Oil service I can't see how they did it as the service history we got from them (verified by another dealer) was from September.   Lets see what they say tomorrow - I have flagged it with the service advisor from today but got no response.   Ironically, the friend did mention they've had other POA buyers book their car in elsewhere only to be told various handover bits were not done - I thought it was typical dealer rivalry talk but maybe there is truth in it.  
    • The Garde Bridge Project which never took off lost £43 million of public money.
    • Hope this works. These are the two letters which came with the copy of my CCA. Letters sent with CCA 21-10-20.pdf
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
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      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Ccj and now interim charging order on non existent debt


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Would it be possible for anyone to give me some direction

on which course of action I should be taking first in respect of

a CCJ and Charging order on my property issued by Hitatchi Capital via Addlestone Solicitors.

 

I will start by briefing you on the situation,

 

I purchased a kitchen from B&Q in April 2013 (unsure of the exact date as it is not actually quoted anywhere),

 

I originally payed a deposit of £652.75 and opted to pay the rest on a fixed term loan agreement via Hitachi credit of £5400,

 

A couple of days later I decided I would finalise the outstanding balance of the kitchen in cash

directly to B&Q AND WITHDRAW FROM THE CREDIT AGREEMENT,

as I was not happy with the agreement as there were to many inaccuracies on it,

 

I returned to the store and the b and q assistant cancelled the agreement in front of me

by calling Hitatchi credit,and also sending them an email

,the outstanding balance was then paid by myself by debit card to B&Q,

End of scenario, or so I thought,

 

as a few weeks later 1 payment of £100 or so pounds was taken from my account

as cancelling the direct debit had been an oversight on my behalf.

 

I contacted Hitatchi to state the obvious etc,

and they accepted this had been a mistake

and advised I manually cancell direct debit.

 

Roll on now to January 8 2014

 

,I received a letter from Addlestone keane solicitors stating they had obtained an interim charging order on my property

and that a court date was set for Feb10 were an application for a full charging order will be applied for.

 

It also states that a CCJ was issued against me on Dec 6 13 for an amount owing of £5983.31,

which I was totally unaware of as i had not been stay at the property as it was having building work done.

 

I have also had a B132 notice from land registery,informing me that an equitable charge has been placed on the title,

 

My question is ,

Do I address the CCJ first or the charging order,

Your advice in this matter would be greatly received

 

I have a N 244 form that I have filled

but now I've been advised I also need the application to set aside must be supported by evidence

and best practice is to lodge a pleaded defence which complies with CPR 16

 

Also the date for the full charging order is feb 10

does this need to be dealt with as a separate matter to getting the CCJ set aside if so what do I need to do

 

Help help help please

 

Getting majorly confused!!!

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so at the end of the day

 

this is just a massive mistake

 

you need proof you've paid it

 

then it should all resolve itself

 

I've moved you to the legal forum

 

where the guys will see this and help

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Deal with the CCJ first and get that set aside application in ASAP.

 

Obviously if the hearing on Feb 10 goes ahead you need to be prepared for that and make sure your evidence is filed in good time, although the sensible thing would be for it to be adjourned while the set aside is dealt with.

 

The N244 does need to be supported by evidence. This evidence would be a formal witness statement which explains the circumstances, explains why you didn't receive the claim and explains when you first became aware of the CCJ (you need to prove that you acted promptly). I am not sure you need to attach a full formal Defence, but you do at least need to explain your proposed grounds of Defence to demonstrate why you have a good chance of defending the claim.

 

You should also write to the solicitors explaining the circumstances and asking them to investigate.

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Threads merged ...please stick to one thread.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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  • 1 month later...

They got the charging order but I have applied to have it set aside and the hearing is today,

 

What will happen today

 

also I asked for a true original copy of the agreement ,

bearing in mind that I have them both the customer copy and the store hitatchi copy

as it was given back to me when I cancelled both unsigned and in dated,

 

but they now seem to have 1 SIGNED !!

 

but there is a row of number on the bottom that are different to on the forms

I have so this can not not be the original ones I was given in store

 

notice the service number on bottom of for of thee sighted copy are different to on my copy.

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you'll need to PDF attachments

 

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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