Jump to content
  • Tweets

  • Posts

    • so what..stuff and all they can do unless you want to be a mug and pay for their xmas staff party by giving them free money   dx
    • They offered w/c 7 Dec on Tuesday of this week.  I didn't accept it or reject it. I just said it was better than Feb but still not what was agreed.  I said I wanted to speak with their director before I would consider it and she refused.  
    • I gathered that after your protests they had come back with the 7th after which you didn't raise any further objection. Is that wrong?
    • NatWest Group’s Q3 results have revealed today the bank provided a peak of 250,000 mortgage payment holidays, but these have since dropped to just 37,000 which are still active View the full article
    • I had quotes and timescales back  in July/August from other companies which will not be valid now.   Ironically the reason I went with this company was because I felt I hit off with the guy that came to see me - the very director that I’m now banned from talking to! Had a very stressful lengthy building insurance claim 2 years ago and this is bringing it all back.  Yes I told them in my email last night that I knew they hadn’t applied to the council and their reply this morning said they use a consultancy who apply to the council on their behalf.  Have just called the council again and they’ve now told me that other people besides them can provide building regs certificates. As they say they haven’t had one applied for and Homeview have said their consultancy deals with the council on their behalf I don’t know what to think.  I’m sure if I ask for a completed date and not a start date she will just say ‘as I said we will start w/c 7 Dec.’    BankFodder have just seen your comment that I’ve done everything by phone. I haven’t and not sure where you’ve got that from?  All has been done via email.  I had two things verbally from the director during his site visit - that it would take two weeks to install and all would be done by Xmas.    Can you explain how I’ve been complicit in the delay? I was expecting the works to be done early Nov and last week was told it would be February which I immediately rejected. I haven’t agreed to any delay?
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Please note that this topic has not had any new posts for the last 2437 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hopefully someone can advise me on the best course of action..

 

I recieved a letter today owing for Council tax for the some of £452.45

Also the fees as stated are

 

Levy Fee £39.00

Attendance to attempt levy to distress £42.50

Attendance removal £120

 

So all in all I owe £654.15.

 

It states on the letter that the debt is outstanding despite previous attempts for application of payment? Are they referring to them or the council?

 

I called today with transportation to remove your goods. I shall be calling back in the next 2 working days with the police in attendance if necessary to compete my task. Can they do that?

 

With the letter was a sepearate sheet with my partners car included as part of the goods.My partner is 8 months pregnant. Im going to pay what I can tommorow. Do I pay them or the council?

 

Many thanks in advance

Link to post
Share on other sites

have they ever come to your house before? I can see straight away that they are charging unlawful fee's.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Police in attendance to do what exactly

Have they a levy if so on what

Have they been into your property?

Even if they have there is no right of entry no police no locksmith no nothing

Payment direct to council

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Yes hide the car. This sounds like a backstreet bailiff company who is completely ignorant to the law. Sit tight and the experienced posters will soon see your thread and tell you what to do.

 

The main thing you should do now though is to keep windows and doors locked, move the car a good 5-10 min walk away, and make sure any valubales outside are locked up. Do this and ALL they can ever charge is 2 visit fee's.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Yes move the car now

There is no right of entry for them no locksmith

Have they left any paperwork at all

Looks like they are front loading fees

 

Pay the council direct they can not refuse payment

Keep property secure at all times

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

All they left was a letter titled "Attendance notice the clearance of goods" and a "Notice of seizure of goods and inventory"

 

Ok well I work long hours so they car wont be at home from 5 in morning till 8 at night.. Can they just turn up at 8 at night?

Link to post
Share on other sites
All they left was a letter titled "Attendance notice the clearance of goods" and a "Notice of seizure of goods and inventory"

 

Ok well I work long hours so they car wont be at home from 5 in morning till 8 at night.. Can they just turn up at 8 at night?

 

What is listed on the notice of seizure any goods belonging to you

They can not charge those fees if they have no levy

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Ahh. So theyve performed a levy. They still cant charge the levy fee and an ATR at the same time.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Its worth double at used price. its worth much less at auction. Did they ever tell you they were coming, or have you ever been informed they were coming? DO you fall under vulnerable under the national standards?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
Its worth double at used price. its worth much less at auction. Did they ever tell you they were coming, or have you ever been informed they were coming? DO you fall under vulnerable under the national standards?

 

Nope this is the first letter we have had. When I was paying the arreas via the council they said no more contact would be made if I didnt keep up repayments. Well my partner is 8 months pregnant and is usually indoors..

Link to post
Share on other sites

Those who might be potentially vulnerable include:

 the elderly;

 people with a disability;

 the seriously ill;

 the recently bereaved;

 single parent families;

 pregnant women;

 unemployed people; and,

 those who have obvious difficulty in understanding, speaking or

reading English.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
Nope this is the first letter we have had. When I was paying the arreas via the council they said no more contact would be made if I didnt keep up repayments. Well my partner is 8 months pregnant and is usually indoors..

 

Your partner being pregnant does put you household in the vulnerable category

Deal with the council inform them of your partners position

They have to take the debt back

Your local MP will help kick council into touch

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

I'd say, since your partner is heavily pregnant, you contact the council and get them to call off the bailiffs. Contact the council first thing in the morning and do NOT take no for an answer.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
Your partner being pregnant does put you household in the vulnerable category

Deal with the council inform them of your partners position

They have to take the debt back

Your local MP will help kick council into touch

 

Thank you will do so first thing

Link to post
Share on other sites
So if she comes under the vunerable what can I do in regards to that? Im going to pay the whole sum £452.45 to the council. What do I do about the other fees

 

If the bailiffs get called off, i think you can ignore the bailiffs fee's. Even if you have to pay them, its only 2 visit fee's of around £40 ish

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Don't forget to involve your local MP they should help you sort the council

Make sure you put everything in writing even mark it formall complaint to get a result

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites
Will I have to provide anything to the council to prove she is pregnant? Might be best if I sent letter if so

 

I would go to the council in person with your partner. Take as much documentation as possible and stay there until they recall the debt. If the front desk reps wont help, stay there until the manager is available. Even if it takes all day.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites
  • 2 weeks later...

Just a quick update..posted the hand delivered letter on the 16th january..Just heard back from Medway council. Basically saying I didny pay and that they passed the debt to bailliffs.

 

It states that the bailiffs sent two letters which they did not. At the bottom it states that they will not ask the bailiff to return the liablity order. Even though im 37 weeks pregnant? Paid another £150 which takes the debt to £152. No idea what to do now

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...