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Payday loans. unfair and morrtgages


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I have a question, I took payday loans in 2011! paid them all back, it was just a tricky time.

 

 

However I am trying to get a mortgage have had many hurdles but now face this one, I have never been told this when I took these loans, or I wouldn't have taken them !!

 

 

But building societys, banks etc will NOT approve a mortgage application if you have a pay day loan.

 

Surely that when you take these loans they should advise you strongly of this implication!!

 

 

I stand to loose a purchase on a house which I am very upset about.

 

 

can anyone help.

 

 

can I complain to anyone or take this further. I have been to the PDL company with this complaint and they say that they don't have to look at anything and they have a legal obligation to record these with CRAs (which I understand) however surely they must be made to tell people, " like the slogan your home is not at risk if you do not keep up repayments.

 

 

any suggestions.

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Theyve only recently started that jj. Unfortunatly, youll have to try and negotiate with the lenders and explain that it happened almost 3 years ago, and youve had no issues since then.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I have but they say they simply do not accept people!! its terrible it should have to be made clear to people, only yesterday on the news they said millions took a PDL last year, that means all those people will suffer until 2019!!!

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