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Debt Collection Agency - Scottish Power


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Can anybody please advise me on this as I have no idea about any of it.

 

I owe £107.41 to Scottish Power for Gas and Electricity combined.

I pay in monthly installments of £85.

 

On the 26th of October 2013 I was £28.56 in credit

 

When my next bill came I expected it to be £85, but it actually came early on the 11th of November 2013 and was £277.47.

 

I have no idea how this happened.

I have been trying my very very best to pay it off. As I say I have it down to £107.41

 

I have a 7 month old baby, I live in a house where half the radiators don't work, landlord wont give me double glazing, I'm just turning 20 this month, my maternity pay has stopped. I have no income at all now except for my boyfriends £90 a week from his job. I don't receive any benefits.

 

I got a letter on the 8th of January from Sterling Collections on behalf of SP saying that they want £85 immediately after several requests for payment.

 

But I haven't had several requests I've had one letter in the post and an online letter on the 14th January, after the letter from the debt collection agency.

 

What on earth is going on. Can somebody please, please advise me.

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Hi and welcome to CAG. Sorry you were missed.

 

I would suggest you send a 'prove it' letter to Sterling from the library (top left-in green) and while they are trying to respond contact SP as well asking how they have arrived at this figure.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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talk to SP

and don't fret about the silly DCA letters

 

they always say that

and ofcourse threated everything including killing your nans budgie

 

the bottom line is

they can do very little

 

a DCA is NOT A BAILIFF

and has

NO SUCH BAILIFF LEGAL POWERS.

 

now onto the debt..

 

are you giving them regular readings?

it maybe they are using estimated readings?

 

bottom line though

go ring SP.

 

tell them you have a young child and a reduced income

there are social tarrifs & trust funds that could help you.

 

are you SURE you two are getting everything benefit wise

you are entitled too?

 

I suspect not, what about working/low income tax & child tax credit? benefits.

 

go here and have a play:

 

http://www.turn2us.org.uk/benefits_search.aspx

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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