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i'm doing this on behalf of my husband


3 years ago he brought a motorbike on finance through close motor finance.

he also took out the GAP insurance about a month later,

which would be an extra payment at the end.


He paid every payment on time by direct debit,


October last year he made the last payment for the bike and cancelled the direct debit.


He then receives a couple of phone calls and a letter infoming him he hadn't paid the last payment for the GAP insurance.

He told them he didn't have enough money to cover it and offered slightly smaller payments which they refused.


Two days ago he receives a letter from the saying

" You are no longer in possession of the goods with our consent and we demand the return of our property forthwith."


Can they do this


I was under the impression he had paid for the bike so it was his and they couldn't take it,

its only the GAP insurance he forgot to pay.


Any help would be appericated as he is really worried he could lose his bike.

Thank you

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  • 1 month later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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