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BW Legal sent payment demand


Shanidev
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I have just received a demand for payment for an account I am supposed to have held with Lloyds. I never held an account with Lloyds in my name. The only one I can vaguely recall is perhaps one with my then-partner.

 

They give account number and amount but no other details. What should I do?

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Simple. Send them a prove it letter.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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If this was a joint account in both names then remember that "joint & several liability" comes into play. This means that one or both are liable.

 

When you use the word "vaguely" it implies that this was a long time ago? How long ago?

 

Can you give more details please?

 

Is this account on your credit file?

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I have just received a demand for payment for an account I am supposed to have held with Lloyds. I never held an account with Lloyds in my name. The only one I can vaguely recall is perhaps one with my then-partner.

 

They give account number and amount but no other details. What should I do?

 

Just an ordinary demand letter or a statutory demand ?

We could do with some help from you.

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Is it on your credit file?

 

Loan Account or Overdraft?

 

What was the status of the account when you and your ex split?

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

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Don't know about credit file but it was a current account and we had an overdraft of around 4000. Now sure what state we left it in. Last I dealt with the bank there were nearly 2200 in charges. I complained and they said they were awaiting unfair charges case results. And, I never heard from them and I didn't follow it up thinking that all had been sorted out.

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