Jump to content


MKDP / HSBC Loans CC summons


InformedSearcher
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3083 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

Is there someone who could advise me regarding an HSBC defaulted loan passed to MKDP.

 

The loan was defaulted (with a defective by date Default notice) in mid 2009 and passed to MKDP in 2011.

 

I have now received a CC summons from Northampton Court from MKDP.

 

I might add that whilst I have the originals from HSBC I'm having difficulty in locating the 'handover' to MKDP.

 

HSBC also having passed the stuff to their initial Metropolitan services and then solicitors never issued a CC summons.

 

I'm assuming because they realised that it would be futile due to the defective default notice.

 

I'll add that no CRA would delete the default and I realised if I pursued this

I'd lose and they understood the same from their prospective.

 

Some help would be more than welcome.

Michael

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

Link to post
Share on other sites

You have 33 days in total subject to how you wish to proceed.5 deemed served from the date on the N1 so 28 remaining 14 to acknowledge service and if defending a further 14 to submit your defence.

 

 

Regards

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hello IS :)

 

Is the claim below or above £10,000. You can make an attempt to obtain a copy of the Assignment by way of CPR31.14 (draft in CAG library). What is so frustrating with that game plan is they can pretty much manufacture something. So you would need to see a copy of their diary of events/communication log which should show the date it was sent.

 

Is there any PPI or any default/penalty charges on the account that could be used to offset.

 

Is the Default notice the only issue, or is there other disputes ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Hello, THANK YOU!!!!

Dare I add that I have the actual originals sent to me so if they 'manufacture' anything I'll tear 'em down in shreds (well hopefully)! LOL

I'll send you the letter I intend to send if you could verify it's okay maybe?

I'm personally so incensed that as with the 'nasty' DCA's they have decided to encompass delaying tactics to extend CRA entries to like over 10 years knowing full well after '6' they'd have failed. I guess in the end they are really 'all the same'. Enduring up to 6 calls a day (Monday to Saturday) for 2 years I suppose the end was nigh?

Michael

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

Link to post
Share on other sites

Michael.

 

I have attached an example of a CPR part 18. This is an example only, you will need to draft your own questions.

 

 

Draft CPR 18 for forum.pdf

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

Thank you (so many times!!!!) citizenB. I'm now going to send these two CPR's pff and even call the court to verify I have the 14 day extension as their web site seems a little lacking on this. I look in amazement at this type of underhand procedure that a company might engage in purely to prolong things.

Just a point here that I received two letters (out of the blue) yesterday from 'Cabot' advising me of unpaid debts relating to the years 1988(!!) and 1998(!!) - My wife was concerned and I looked on in simple disbelief!

Michael

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...