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Advantage Finance, ongoing problems.


danny2512
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Hi all,

hope someone can help me out,

 

i bought a car on hp with advantage finance over a 36 month period.

 

I had countless problems with the car

 

when I got to the half way point I voluntary terminated the agreement.

 

This was an easy arrangement between myself and the company, what followed was not so easy.

 

when it came to returning the car at a specific point, I met up with a young lad from an outside company who checked over the car.

 

He decided to take note that the two rear doors had been repainted ( although I had never spent any money on any work done on this car)

because of this i am paying £67 a month for a car i no longer have, for work i never had done.

 

is there anyway around this issue?

 

As I can't think of a way to prove the work was never done.

 

And surely I should not be left paying for something I never did whilst they have the car and have probably sold it on by this point.

 

I hope someone can point me in the right direction.

 

Thanks

.

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did they /you take report before buying it?

 

how was this work done then?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A report was done when I took the car,

but nothing was stated about a previous paint job,

 

when they told me about this paint work I contacted the company which I got the car from

and they also had nothing on their files to suggest work had been done previously.

 

so you can see where the problem lies.

 

Its simply their word against mine although I have no way of proving I had no work done to the car.

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They have no way of proving that you did do the work either. Youre being conned.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I bet they charged you repo ffes too?

 

pers i'd stop paying

 

and get an sar off to them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Fortunately there were no repo fees as I had the option to take the car to a specific location which wasn't too far, thanks for the template I will give it a go and see what happens.

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