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CIFAS Marker


kmiah786
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did you report the fraud to actionfraud?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok

 

it will go after 1yrs

 

its there to protect you

 

A cifas marker for ID fraud should not stop you getting credit.

 

What it is there for is so that ANY application for credit is checked out fully (need to provide ID)

and not just a automatic approval.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What I find weird is that I get refused the most basic bank account even though I have a credit car & home shopping catalogue under my name and also my credit score is much better than my partners.

 

My partner's score: 148

My Score: 560

 

Recently I opened a halifax easy cash account online, I was issued with a card, internet banking etc but shortly after I was told to destroy the card as my account has been closed. I went into branch to open a basic card account, even that has been refused.

 

Any ideas as to why this is happening or what I can do to find out?

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I've goto admit

the more I search the more this appear to be the reality of the situation with a CIFAS marker.

 

id ring Experian and ask

 

though 560 is 'low'

 

got any defaults etc?

been on voters long too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I am on the voters list and I have 1 default which goes away this year.

 

But my husband has 3 defaults, 2 ccj and numerous accounts in arrears but still he gets the same account.

 

Anyway to remove the CIFAS marker before the 1 year period?

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ring Experian and ask

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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