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    • Thanks. So effectively you paid by cash. Please follow the link to understand your position when you pay by cash or you paid by bank transfer for a used car or anything else. Of course it's a bit late now – but you should bear in mind in the future and other people who visit this thread will also benefit. The dealer says that you were provided with a copy of the warranty. I think it would be worth asking the dealer the date upon which this warranty was emailed to you. In the meantime, your statutory rights will help you to the extent that you are entitled to buy an item – even a second hand car – which is of satisfactory quality and remain that way for a reasonable period of time. What is "satisfactory quality" depends on all of the circumstances of the transaction. Although this car was very cheap, it was comparatively low mileage for a car of that age. It seems to me that for it to pack up so seriously after only about eight months of ownership and only 200 miles or so, that it was not satisfactory quality. You have had some benefit from it. Even though you only drove for 200 miles or so, that was your choice and you could have driven it more if you had wanted – even though this might have meant that the gearbox would have packed up earlier – but you will never know. We will say that you have had eight months of benefit from it.  This means that you wouldn't be entitled to recover 100% of the purchase price. You would be entitled to recover a reduced sum to reflect the use you have had from the car. If we say that a car of that value/age/mileage should normally have lasted you for, say, three years without any serious defects emerging, then we can say that you have probably had something like about 30% of the use. This would suggest that you would be entitled to recover about 65% or so of the purchase price. In principle this would mean that you might be justified in thinking about claiming about £1700. Of course we don't know what the warranty says. Whether it really does exclude work on automatic gearboxes. The reason it will be interesting to see the warranty and to understand what it provided for is that there is an outside chance that instead of relying on your statutory rights, we might be able to say that as you didn't know what the warranty was about, you were reasonable in assuming that it covered automatic gearboxes. Did you pay an additional sum for the warranty? Or was it part of the deal? I think we need to know more about the cost of repairs to understand whether a repair would cost less than £1700 in which case it might be worthwhile claiming for that – or whether a repair would cost more than £1700 in which case it would make economic sense to recover the £1700 and then move on. So I think that we need to understand when was the warranty apparently sent to you? We need to see the warranty. We need to understand what the cost of repairing the vehicle might be.  
    • With only 12% of Tesco Bank current accounts used as primary accounts, the organisation will discontinue this service from 30 November 2021View the full article
    • Roughly it’s only done about 200 miles since I’ve had it . It was a cash loan and then we bought the car with the cash . 
    • Please notice that I've restructured your post in order to introduce spacing to make it more readable – especially on a small screen. So you bought a car and even before you collected it you had to pay an extra £240 to have a cam belt replaced. So we can say that you paid about £2700 for the car. How many miles has it done since it was bought? Are you able to tell us? When you say you took a loan out for the car, was the loan specifically provided by the lender for the purchase of the car? Or was it a cash loan and you then went on to spend the cash on the car?   Also do I understand that the dealer is proposing to sell the car for a certain amount of money and then to help you buy a new one with you making up the difference from your own funds?
    • Had the cam belt changed before we collected it on 3.12.2020. We stated we never had a warranty and he said oh it should’ve been emailed to you. But I never had it.  Fault is , when driving in auto it switched into manual ( which has only 3 gears ) when you turn ignition off them back on it goes back into auto but happens again after a while and on the display it says check gearbox and a spanner comes up. We took it back to garage they drive round in it all week apparently and it never happened so we had it back and then it then started juddering and cutting out completely and i took pics this time of the error message . Took it back to garage and he said it was the actuator. The car is still at the garage as not sure how to process further . My partner took out a loan for the car but paid on his card . 67,611 miles when bought and I’ve hardly driven it . 
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Stress and depression


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I am working in a stressed office/business environment the manager is constantly criticising staff members for all problems that arise in the company which are mainly due to his own lack of managerial talent. While the criticism is not directly aimed at me face to face it is done behind my back. I have to listen to constant criticism of my colleagues who are all competent and hard working people. I am becoming seriously depressed and stressed due to this plus the added pressure of staff shortages. Would this count as a case of constructive dismissal or should I sue them for failing to protect my health and wellbeing?

I am 58 years old and would find it hard to find suitable future employment. I have spoken to the MD who is terrified of telling the manager off incase he leaves. My Md is a weak person and is being directed by his manager instead of the other way round.

 

Any thoughts.

 

James.

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first you have to give them every chance to fix it; you cannot just walk out.

 

do they know they are making you ill? have you formally asked for changes?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I am working in a stressed office/business environment the manager is constantly criticising staff members for all problems that arise in the company which are mainly due to his own lack of managerial talent. While the criticism is not directly aimed at me face to face it is done behind my back. I have to listen to constant criticism of my colleagues who are all competent and hard working people. I am becoming seriously depressed and stressed due to this plus the added pressure of staff shortages. Would this count as a case of constructive dismissal or should I sue them for failing to protect my health and wellbeing?

I am 58 years old and would find it hard to find suitable future employment. I have spoken to the MD who is terrified of telling the manager off incase he leaves. My Md is a weak person and is being directed by his manager instead of the other way round.

 

Any thoughts.

 

James.

 

Hi James,

 

if I were in your position I would write a grievance against your manager and send it to the MD, note down exactly what you have said your post, that your managers behaviour is unjust and uncalled for and is making you ill. This will help you in as much as you have created a paper trail and there is written eveidence of what is going on. Wheter it progresses after that cannot be foretold. Who knows he may have a word with the manager show them the letter and they will stop being such an abomination.

 

2nd option is you could write a NICE letter to your manager and cc the MD and say you are not happy with their conduct it is making you ill etc.

 

Either way you have semi/ formalised things and hopefully will create a better environment for yourself.

 

Should these measures fail then you COULD start looking into proceedings, like Emmzii said I think its far to early to bring anyone down as of yet, as nothing serious has happened, it all seems very general.

 

Hope this helps

 

Kregards

 

BB

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Hi Jehovah1210,

 

you would not get to a full Tribunal hearing on this basis - you would be made to look a right chump. Sorry, but the ET process can be a very unforgiving and demanding journey - one that rarely ever operates on an emotional level. It may mean a lot to you - that doesn't mean it means a thing to them.

 

Reading between the lines you get on OK with the rest of your colleagues - it is just this one manager that is the problem; that and working in a pressurised work environment. Constant pressure doesn't allow for clear thinking.

 

Sometimes part of the problem can be within ourselves and how we perceive others. I particularly remember two ex work colleagues who reacted with smouldering blind fury to every management decision that was made - no matter what it was about. (They are still there!)

 

Sometimes stepping back and trying to be more objective might help.... easier said than done though. Are there no team meetings that can be used to clear the air? Maybe even a good chat/bitch over a few beers/coffees with a couple of you colleagues after work might begin to provide a solution. Is there anything that you could do that might be the first positive step towards a resolution?

 

Most employ is drudgery and for the most part our attitude towards it will always be negative - I think Hebrews 13:8 sums it up nicely. http://www.biblegateway.com/passage/?search=Hebrews+13%3A8&version=KJV

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How does that some it up, are you saying it's like ground hog day.

 

Yes indeed smokejumper. The daily grind got to me, especially the hassle that followed my ET submission. I even created a 13:8 screensaver (remember them!).

 

I look back now and think that I should have done more to keep myself (mentally) healthier at the time - but when it all gets under your skin, well, you can't see the wood for the trees. I hope James looks for the positives in his workplace as well as overcoming (or at least accommodating) the one (big) negative - that manager. Perhaps in time, the manager himself may be got rid of, or move on.

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SweetLorraine,

 

I've often thought to myself that other peoples problems( within reason) seem easy to sort out and vis versa.

 

I can see ways to sort someone's problems out , but can't fix my own, perhaps I could do a trade.

 

My life is also a daily grind and really will be glad when it's over.

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