Noodle Improve Credit Rating service for £30- any good??

[Geocyper]

Hi all don't know if this is right place, but here it is. I am thinking about signing up to Noodle Improve Credit Rating for £30.00. I have noticed this in their T&C :

 

3.4 Once You have paid the fee, applied for the Noddle Improve services and been accepted, then You will be given immediate access to the services and the resources available on the noddle.co.uk website and You will be given your credit score immediately. Accordingly, as You will have immediate access to the Noddle Improve services, once You have been accepted You agree that You will have no right to cancel this agreement under the Consumer Protection (Distance Selling) Regulations 2000.

 

Why would you have no right to cancel under (Distance Selling Regs) ?

 

Any advice please.

[Michael Browne]

Not sure how paying £30 is going to improve your credit score. Most things that will achieve that you can do yourself for free.

https://www.moneyadviceservice.org.uk/en/articles/how-to-improve-your-credit-rating

http://useyournoddle.tumblr.com/post/18494155743/improving-your-credit-rating

http://www2.lichfielddc.gov.uk/manageyourmoney/debt-advice/how-to-improve-your-credit-rating/

[Geocyper]

Hi Michael, thanks for reply and information.

 

 

I was just curious why you had to give up your distance selling rights, when you agreed to their T&C. Thanks again.

[snowdragon]

I was going to sign up with noodle but they ask for credit card details, why if it is free? not got a credit card so not able to check my credit rating

[renegadeimp]

Credit score is worthless. Never ever pay for it. it is there as a way to make the credit agencies ( they are private companies) extra money for no work. Every lender has their own set criteria on eligibility for clients. The silly credit score isnt one of them.

 

The credit card is purely to check you ar ewho you say you are.

 

If you cant get the online version, apply for the postal statutory one instead.