Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

fredeiicksons chasing 2006 'legl aid' debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3750 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hello breif history

 

my wife it turns out owes nigh on £10k to the legal aid agency from around 2006,

this is being pursued by fredericksons and bryan carter soloicitors.

 

she doesnt work, i do and we have nothing like this money available.

 

i cant pay a substantial amount out to them each month ive worked it out at i can roughly afford £80 per month after all the stuff need to pay for is paid for.

 

Also at one point in the past she was apparently offered the chance to settle the debt for less than two thousand pounds

which after quizzing her turns out to be roughly what she originally owed

 

what do we do?

 

everything i see is geared towards debt from borrowing on cards loans cars etc

Link to post
Share on other sites

I would seriously call the validity of this debt into question. Why would a creditor throw away a 10k debt, when they could have easily taken you to court instead of selling it for a pittance?

 

Have you moved house since the debt accrued? Can youg ive us more info ont he background of the debt?

 

You say theyve already offered an 80% discount. This should be ringing alarm bells. Especially if she only really owes 2000 and they claim to be chasing 10000

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

So where has this extra 8k come from?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

no idea she has sat on it binned stuff etc. she doesnt work as she suffers quite serious depression and is on a scheme to help something to do with cognitive behavoir.

so its down to me to pay it and suffer all the grief of court action i guess

Link to post
Share on other sites

As stated, if no written acknowledgement was made to the debt, nor any payment, then its Statute barred and you can have a good laugh at them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

the bill was for a divorce/custody case, the solicitors got her legal aid then decided afterwards she wasnt entitled to it so hit her with a bill

 

yes we have moved home

 

That implies it is the solicitor billing you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

scan up what she has received please

 

TBH this sounds dodgy and prob sb's already

 

freds/carter just chancing their arm.

 

as its got the word 'legal' attached to it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok i get the statute barred thing but google reveals that the agency in question does use fredericksons to get money back. cant scan stuff sorry im a technoluddite

 

the wording from carters solicitors is as follows

our client legal aid agency

account......

dear name

we have been asked by frederickson international .....to write to you with regard to this outstanding debt

 

payment must be made in full within the next fourteen days failing which we will recommend to our client that proceedings be issued

should proceedings be issued additional charges will be added to the existing balance as shown below

outstanding balance to pay now £10000

court fees £190

solicitor costs £100

new balance if precedings are issued £10290

 

please note that in addition an amount in respect of any inerest may also be added to the balance claimed and if so , will appear on the claim form.

before the account is referred to us to litigate you still have the opportunity to contact freds' with your payment proposals. in order to acoid further debt recovery action you should telephone.......

 

this is a serious matter and you may wish to seek independant legal advice

yours ....

Link to post
Share on other sites

Carter is known to send out all sorts of threatening letters even if he knows he doesn't have the evidence to back up a claim.

 

Do not reply until the end of the 14 days and then write and ask for a full explanation of the £10,000.

 

Start the letter:

 

Dear Sirs,

 

I do not acknowledge any debt to your organization or any organization you claim to represent.

 

Then ask for the explanation.

 

Don't even think of telephoning them!

Link to post
Share on other sites

Carter is a solicitor for rent. he doesnt care about rules. he gets paid a ton of cash to issue the court forms, then the second a defence is filed, he legs it, leaving the creditor to pick up the pieces.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

right ive managed to find out who the original debt was to it is the

 

legal services comission which i dont think is covered by statute barring from what i can find as its a government agency

Link to post
Share on other sites

doesn't matter

 

if THEY want the money

 

only THEY can take you to court

NOT carters.

 

its the same a old DWP debts.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok i understand that, well it makes sense. thing is where do i go from here?

contact the legal services people

ask freds and carters for more info

 

offer to pay what i can, or have my wife offer what she can which would be a tiny amount as she doesnt work

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Legal aid debts may not be paid

Large amounts of legal aid money that could have been reclaimed by the Legal Services Commission (LSC)

may be lost because of missed recovery deadlines.

Last week, the appeal court ruled the LSC was time-barred from recovering money owed it by an individual whose grant of legal aid

was revoked by the Legal Aid Board in 1999 for failure to provide requisite documents. T

he case, LSC v Rasool concerned whether the LSC’s claim, made in 2006 for more than £17,000, was statute-barred under the Limitation Act 1980.

The court held that it was.

In his judgment, Lord Justice Ward expressed concern that other claims for recovery may be time-barred.

Referring to the county court’s ruling in the case, h

e states: “[The judge] dismissed the claim but gave leave to appeal because the issue could be a matter of significance to more than the present parties

—indeed we were told, I confess to my surprise, that large amounts of money have not been collected in many cases where certificates have been revoked.”

Simon Pottinger, of JRS Consultants, says:

“The client at the centre of this case had his legal aid certificate revoked, which is not a common occurrence.

However, my reading of the judgment is that the statutory limit applies to all monies over six years old and not resolved, i

n which case potentially significant sums of money—millions of pounds—is involved. It’s a Pandora’s box.”

An LSC spokesman says:

“The court’s judgment in this case provides clarity on the issue involved.

We are currently obtaining leading counsel’s opinion on the implication of the judgment.

“However, it appears that only a small number of cases, of negligible value, will be affected by the judgment.”

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...