Jump to content

  • Tweets

  • Posts

    • Hi   I assume this mattress was the Tenants own property?   So after moving out the Tenants provided an attachment showing a stained mattress and wanting full deposit back and threatening to claim against you for this.   1. Tenants failed to notify you of this stained mattress issue until the end of tenancy after they had vacated the property.   2. You have no evidence that this was the actual mattress used in that property nor evidence to back up there claim the staining caused this mattress damage.  (i.e. one of them could have had an accident and wet the bed or done this when they moved from the property).     3. Ask them that you wish the mattress independently inspected. (which you are fully entitled to do and if it proves this claim is false it will be added to the deposit claim by you the landlord for damages as well as the Garden if you need to get landscapers in to carry out the work that should have been carried out by Tenants as per Tenacy Agreement and raised  by yourself (Landlord) on a few occasions which Tenants failed to rectify even at end of tenancy.   4. Ask them to provide you with the contact details of there Contents Insurance Company (tenants whether Private or Social Housing should always take out and have Contents Insurance but is up to that tenant) bet they don't provide it Big question is the Deposit protected in a Tenancy Deposit Scheme (TDS) and those Tenants that have left were given a copy of the Prescribed Terms for that TDS? (Bear in mind you may need to tell TDS that you are in dispute with the Tenant about damages i.e. mattress and Garden)    
    • plenty of time to research and calm down. nothing much to do until the end of june.    
    • well ...... 1st you need to go back to post 1 and carefully read ALL this thread from the start again and pay attention to the advice and the undertones it explains about 'debt'.   2nd ...the truth is you owe no-one ANYTHING, the OC wrote off and sold the debt, and got most of it back against tax and business insurance schemes ...throw the morality card out the window...the OC did by selling the debt on for <10p=£1. and the DCa want the full balance ...id so many fools stopped paying powerless DCA's tomorrow, the whole industry would collapse overnight.   3rd the only reason this is still around your neck is because you failed to follow given advice...had you ..it would now be statute barred.      ^^^ very important research the M+S credit card debacle using our enhanced google searchbox on this page   as for the PAPLOC reply,   D.. desipte a previous CCA requests, the claimant has yet to supply any/all of the required paperwork.   i: delete [CC is attached to this reply form]"   
    • Hi again   Yes, it's been a lovely day weather wise.   Guess you've better things to do with weather like today than help with this problem, so thanks very much for your input, it's very much appreciated.   Late this afternoon I did receive a reply from the tenants, and they are asking me to go 50/50 with getting the garden sorted, not only that, as they have moved away they are expecting me to get the quotes.   Regarding you view on this issue, its so easy not to see the whole picture and my thoughts that the staining damp may be of their own doing didn't occur to me as I was so locked into the historical leak. Taking a closer look at the room in question today, I'm convinced that they are trying it on with the stained mattress- they did mail through a picture and then a receipt for supposedly the mattress. My wife and I then took both the pic and receipt to the bedding store where purchase was made to ask if the two married up, the picture does not show any emblems/manufactures logo or such to prove that this is the case, so we are none the wiser- our thoughts being that the stained mattress is from elsewhere.   A few days back I spoke to our letting agent regarding all of this, as was quite correctly mentioned there are two parts to this equation, namely the mattress and then the property.   Our agents mentioned to me that as an inventory was not carried out initially with the let, (hindsight) the pictures that were used to advertise the property could not be used as evidence to present to the TDS to be compared to the pictures now as there is no proof that the advertising pictures were in fact how the property was when the let started. I mentioned that all digital pictures have a means of finding when that pic was taken- Geo tag/Metadata- agent was quite surprised by this. The agents thoughts then went for a hide in a vacuum-   This is going off at a tangent here-many moons ago my wife studied computer science at a local University, one of her classmates who she is still in touch with is now a practising Solicitor. My wife suggested that maybe I give her a call, a bit rude I guess, but I did  phone and with the pleasantries out the way  I asked for her opinion of the best way to get this sorted. Her remit isn't landlord type stuff, however she will speak to a colleague on Monday and come back to me.   The property is due to be relet on the 21st, we will ensure that the new tenants move in to a home that is immaculate and welcoming, trouble is its getting a tadge close to get the garden issues sorted in time.   I know that all this will get closure in the end, but at the moment I've had more fun with a toothpick-   Again, many thanks.
    • The collection is currently stored at curator James Blower's home, but he has now found a space situated in an old bank premises where he hopes to exhibit them from this autumn or early next year. View the full article
  • Recommended Topics

  • Our picks

  • Recommended Topics

Cash4phones - creditors meeting - 13th Jan Please retweet - https://cag.tw/tf7

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1970 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

  • Replies 174
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Perhaps "in on it" is the wrong vernacular, but there are things CB should have done that they have not done...like let you all know about the meeting before the meeting took place! Furthermore, it didn't take admin (who is doing this for free, MM is getting paid) long to work out that AOE are dodgy, so why didn't MM perform the same cursory search before the meeting?

So yeah, not saying they're crooked, but something is smelling fishy.

Link to post
Share on other sites
I never had an email from capital books or the liquidator saying that there is a meeting on 13th of Jan. how can they set the meeting without letting the creditors know


I only found out about the meeting by chance by googling. You can contact capital

Books it's not too late. More people do it the better.

Link to post
Share on other sites

I only found out about the meeting because a member here e-mailed me about it. I have also since received the e-mail containing the liquidators report and am glad to see my name as a creditor but what is strange and as is for most of the creditors on the list there are no contact details. That might explain why so few were informed about the meeting but how can that be ? Surely before holding the meeting the liquidators would have took stock and collated contact details of creditors and not just a persons name. Looking at the list I consider myself quite fortunate some were owed several hundred and a couple 4 figures. We can all say what we like, we all know this was a con and not just a business falling on hard times. There is far too much circumstantial evidence floating about. We all got caught out by this business and why ? because they over inflated the phones values in comparison to the competition knowing we would be tempted by it. Even at the meeting some guy pretending he cant speak English yet has a facebook page littered with comments in English and how can an interpreter answer questions without even interpreting anything.

Link to post
Share on other sites

I just got an email from capital books replying to my question .




We advertised the notice of the meeting in London Gazette and also a national newspaper 'The Independent' a week before the meeting to invite all the creditors and many creditors did contact us. We also gave an interview with the Guardian Newspaper on 9 January 2014 which was published on the internet.




Capital Books (UK) Limited



did they know we ganna read that specific newspaper on that day ?

Link to post
Share on other sites

Hi all,


If anybody still wishes to form part of a creditor committee (so we can investigate Yemonia's directors and force CB to do a proper job), can you please contact Alan Kelly at: [redacted] as a matter of urgency. We need between 3 and 5 members and time is running out. Between me and him we have 2, but I can't get hold of Apriumben so we just need one more person to respond.


Alan works for a major accountancy firm and handles insolvency on a regular basis, but it would be good if you have a bit of spare time, have an ability to write coherent emails, live in London to make attending meetings easier, and have a decent knowledge of what's going on. If you're one of the people that keeps emailing me asking how to get your money back or don't know what Yemonia is, I'd say that (unfortunately) this isn't a job for you.


EDIT: This is now sorted, no need to contact Alan

Edited by jonbancroft1988
Matter closed
Link to post
Share on other sites
Hi all,


If anybody still wishes to form part of a creditor committee (so we can investigate Yemonia's directors and force CB to do a proper job), can you please contact Alan Kelly at: [email protected] or 0207 865 2353 as a matter of urgency. We need between 3 and 5 members and time is running out. Between me and him we have 2, but I can't get hold of Apriumben so we just need one more person to respond.


Alan works for a major accountancy firm and handles insolvency on a regular basis, but it would be good if you have a bit of spare time, have an ability to write coherent emails, live in London to make attending meetings easier, and have a decent knowledge of what's going on. If you're one of the people that keeps emailing me asking how to get your money back or don't know what Yemonia is, I'd say that (unfortunately) this isn't a job for you.


Admin: Alan approved this message.


Sorry guys been very busy but vaguely back in the land of the living - I'm still available - will try giving Alan a call

Link to post
Share on other sites

Does anyone have an address for C4P as i put in a claim at the small claims court and they have been returned to me as apparently the addressee has "gone away" ......... and therefore the info has been returned to me as un-served. In order to be re-served i need an amended defendant address if anyone can help please.....:-x

Link to post
Share on other sites

Their new registered address is the address of Capital Books - their liquidators.


Their address is in this thread somewhere. If you have evidence of the debt then you are probably wasting you money by bringing a claim. Best to contact the liquidators and get a debt form. Also contact Apriumben who is setting up a liquidation committee and he needs more people to take part.

Link to post
Share on other sites

You can still join the committee. I am sure that it will be helpful. Contact Apriumben

Link to post
Share on other sites

Hi All,


I located and joined the forum by chance today,having been caught by the Cash4phones [problem] myself. I have to say it was prettyshocking and saddening to see how many other people have been affected by this**** and I am keen to help out in any way possible (i.e. committee etc). Pleasenote I am based in Berkshire and do not drive, so may be restricted somewhat.


By way of background, my particular case is asfollows:

On 30 October 2013, Cash4phones took receipt of myBlackberry Bold Touch 9900 following a quotation of £98.50. After my phonepassed all required 'testing', my account indicated that payment was ‘pending’which I naively assumed meant that they had accepted the phone and would thenmake payment to me. I didn't receive any reduced quotes etc. in relation to this non existant wear and tear I know many people have experienced, they simply just didn't pay me.


I repeatedly requested payment of the long overdueamount of £98.50 using the ‘Online Contact Form’ on the C4p website without anyresponse. Their website did not include any form of contact telephone number toenable me to contact them in this way. I eventually located a telephone numberon this forum, which after ringing many times without response or the linesimply dying on me, almost led to me giving up.


I have been through the same process I am sure manyof you have so far i.e. MCOL claim and judgement issued, letter returnedstating C4p no longer exist etc. It was around this time that I found moreinformation on this forum regarding the creditors meeting and laughableattempts at advertising it in a London newspaper (where I don't live) and onlyone of several national newspapers, reducing the odds even further of me seeingthe advert.


Anyway, I am currently at the stage where I have sent theproof of debt form and accompanying documents to Capital Books and I am waitingto hear back from them. How is everyone else getting on? What are your thoughtson Capital Books in general? Does anyone have any updates on timelines for their investigations to continue?


I'll be sure to check back here for further updates and obviously provide any of my own in due course.


In the meantime, best of luck and do let me know how I can help out.


EDIT - Apologies for the font size - I tried to reduce it but it doesn't seem to work for me.



Edited by Brockie_UK
Reduce font size - sorry!
Link to post
Share on other sites
  • 1 year later...

just got this via mail.....


Dear Sir/ Madam


I was appointed as the Liquidator of the above Company on 13 January 2014 by a resolution of the Company’s members. My appointment was confirmed at the subsequent meeting of the Company’s creditors.


The administration of the winding up is now complete and I am obliged to convene final meetings of the Company’s members and creditors pursuant to Section 106 of the Insolvency Act 1986 to report on the conduct of the winding up.


Copies of the notice summoning the meetings, the final report on the winding up and a form of proxy are enclosed.


The meeting is purely formal and no information other than the report will be presented.


I regret to advise you that no dividend will be payable to any class of creditors as no funds have been realised during my administration.


If you are entitled to attend and vote at the meeting you may appoint someone to act on your behalf by using the form of proxy, which should indicate your voting instructions, identify the proxy holder and be signed.


Please contact me if you have any queries.


Kind regards


For and On Behalf Of

Mansoor Mubarik ACA FCCA FABRP



Chartered Accountants and Licenced Insolvency Practitioners


London Maidstone


122 Hither Green Lane 66 Earl Street

Hither Green Maidstone

London Kent

SE13 6QA ME14 1PS


T: 0203 475 2211 T: 01622 754 927

F: 01622 321 000 F: 01622 321 000

E: [email protected]


W: http://www.capital-books.co.uk




Capital Books may monitor and read all e-mails as it is presumed that they are sent or received in connection with the business of Capital Books or for business use only. Capital Books also monitors e-mails for security reasons to ensure that no unauthorised disclosure of Capital Book's confidential information is passed via the e-mail system.


This email and any attachments are confidential. It is intended for the recipient only. If you are not the recipient, any use, disclosure, distribution, printing or copying of this e-mail is unauthorised. If you have received this e-mail in error, please immediately notify the sender by replying to this e-mail and delete the e-mail from your computer. The contents of any attachment to this e-mail may contain viruses, which could damage your own computer system. While Capital Books has taken every reasonable precaution to minimise this risk, we cannot accept liability for any damage which you sustain as a result of software viruses. You should carry out your own virus checks before opening the attachment.

The firm is authorised by the Association of Chartered Certified Accountants. Mansoor Mubarik is authorised to act as an Insolvency Practitioner in the UK by the Association of Chartered Certified Accountants.

Capital Books is a trading name of Capital Books (UK) Limited a England & Wales registered company (Company Number 07057648). Registered Office Address: 103 Scotney Gardens, St Peters Street, Maidstone, Kent, ME16 0GT.

Please do not print this e-mail unless it is very important.

Link to post
Share on other sites

Unfortunately, this was to be expected. The customer is always at the bottom of the money pile as the administrators, the Government and any companies get the pot first.


The only thing to do now is to put this whole sorry saga behind you and if tempted to do the same in the future, print this thread off and staple it to your forehead.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...