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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cash4phones - creditors meeting - 13th Jan Please retweet - https://cag.tw/tf7


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Very happy to help in any way.

 

I now see that I have misunderstood. It is the police who have been referring it to TS - not Cap Books - is that right?

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I'll forweard you the emails to the admin address i have had one from the police as well for what use they are

 

I have only seen one from you

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Hi everyone, I have been keeping a close eye on what has been developing re: Cash4phones. I contacted Capital Books and sent them the form regarding being a creditor. I was planning to go to the meeting to lodge my vote against the company. How will I be able to help??

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Well I advised action fraud yesterday that it would be appropriate for them to attend the meeting and arrest the director. they haven't replied to me as yet!

 

However as I am planning to attend, how about people filling in their proxy form and nominating me? I don't want to put my personal details on here though, but if you post your willingness to do this then Bankfodder can probably get them to you (unless any of the CAG admins are also planning to attend?)

 

Apriumben, I don't know anything about you so apologies if this post seems presumptuous.

 

Presumably you are a licensed insolvency practitioner and can provide a consent to act to show the meeting?

 

If you are not an IP, presumably you are a creditor. If you are an IP and a creditor you have a conflict of interest ;@)

 

Colin has already addressed the other points I was going to raise. The best option is to form a liquidation committee at the Section 98 meeting. You need a minimum of 3 and a maximum of 5 proving creditors - there will be a section of the meeting to allow the creation of such a committee.

 

The liquidators will have 6 months from the date of their appointment to prepare and submit a report

on the directors' conduct to the Department of Business for Innovation and Skills. DBIS will review this report and make the decision whether to take the investigation any further. Please note that this report is not made public.

 

I hope this post has been of some help.

 

All the best,

CM

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From Alan Kelly at the Cash4PhonesUK [poorly named - it's a victim support page] FB page:

"I would like to ensure that the future Liquidator(s) of Yemonia Limited (formerly C4P Trading Limited, trading as Cash4Phones.co.uk) thoroughly investigate the conduct of the directors of the Company.

 

I am not satisfied with the Company's own choice of Liquidator, Mansoor Mubarik of Capital Books Limited. I would like to nominate an alternative. If you would like to support this action please contact [email protected] and request to be added to the creditors list. They should send you a copy of the notice of the creditors' meeting a form of proxy.

 

If you would like join my action to nominate an alternative Liquidator please list me (Alan Kelly) on your proxy vote and send a scanned copy of the proxy vote together with a statement of your claim to [email protected] and to this email address by 12 noon on 12 January 2014. I then plan to take an alternative Liquidator(s) to the meeting with me if I am able to gain enough support to vote in a different Liquidator(s).

 

Many thanks

Alan

 

[email protected]"

 

Despite sending important documents to a random hotmail address being a little bit dodgy, this guy appears genuine (or maybe it's just the fact he's holding a baby in his profile pic that's making me believe he's trustworthy). He hasn't given details of an alternative, but at present we do not seem to have any other options, unless Apriumben has no conflict? Considering taking a punt on him.

Jonathan

Edited by jonbancroft1988
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I am sure that Apriumben has no conflict. He is simply another victim. It is thanks to him that all of the information relating to name changes, insolvency and the creditors meeting have become available to us so early on.

 

Whatever happens, it needs to be coordinated because it would be a shame if people's efforts were frustrated because there was too much duplication.

 

Could you post a link to Alan Kelly's page, please and also maybe ask him to visit this thread.

 

Whatever - it is very important that as many people as possible contact CB and also attend the meeting.

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Alan Kelly:

https://www.facebook.com/alan.kelly.127648

 

Cash4PhonesUK victim support blog:

https://www.facebook.com/Cash4PhonesUK?fref=ts

 

Lots of very angry people (but useful votes if someone can make them understand):

https://www.facebook.com/groups/292089334246569/

Edited by jonbancroft1988
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This is now appearing on the Cash4PhonesUK Facebook page. Looks like the address could be yet another C4P [problem]:

 

I'm seeing an email address being sent to a lot of Cash4Phones victims (cash4phonesliquidation@ hotmail.co.uk).

 

I don't know who owns this or what it's for but DO NOT send any of your information to it. Professional companies do not use Hotmail. Please use the official number given to process a claim.

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Couldn't someone leave a message on that page for people to come here and see what our advice is - even if they don't want to join us and post

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Couldn't someone leave a message on that page for people to come here and see what our advice is - even if they don't want to join us and post

 

I have emailed Capital Books and have received an email along with a attached PDF form which needs completing. I won't be able to attend the meeting so I am unsure of how to complete this form correctly and who can act on behalf of me. Can anyone help me out?

 

Thanks

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If you would like to contact apriumben, please send an email to our admin address. Put "creditor" in the subject line and I will forward the message on.

I suggest that you include your name and a landline number

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I have emailed Capital Books and have received an email along with a attached PDF form which needs completing. I won't be able to attend the meeting so I am unsure of how to complete this form correctly and who can act on behalf of me. Can anyone help me out?

 

Thanks

 

Please post the form here so that we can advise you

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If the creditors' choice of liquidator is appointed that's great, but are the creditors willing to fund his work? Like anybody, a liquidator will need to be paid for the work they need to carry out, and in this case it is going to be extensive investigation work.

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Also, I would be happy to nominate Apriumben if his details can get to me.

 

I have forwarded your message. Ta

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Email said

 

Thank you for your email.

 

Please find enclosed the Letter regarding the meeting of creditors of Yemonia Limited and the forms.

 

You will need to complete the proof of debt and enclose any supporting evidence that confirms that you have handed the mobile phone over to the Company.

 

You can attend the meeting yourself or appoint someone else to attend on your behalf. Proxy form in enclosed for that purpose.

 

Please also provide us with your complete postal address.

 

If you have any queries, please don’t hesitate to contact me.

 

Regards

 

Izbel

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Couldn't someone leave a message on that page for people to come here and see what our advice is - even if they don't want to join us and post

 

I am trying to direct people here, but they don't seem to want/be able to read. Very frustrating!

Edited by jonbancroft1988
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I am trying to direct people here, but they don't seem to want/be able to read. Very frustrating!

 

They need to understand that the deadline for any action is tomorrow - noon. The last business day before the meeting

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Thanks for that Chipmeister.

 

Bankfodder- what is the name and address of the guy on here that is willing to represent the group?

 

Also, what about the rest of the form? And does it need completing by hand as I don't have a scanner!!!!!!?????

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You'll have to let me have an email to our admin address which I will forward on to him.

 

I think that it can be completed in any way but it must be signed - by hand I expect and returned by midday tomorrow. I'm afraid that you will need a scanner - or get to first class post immediately

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Lots of very angry people with no idea how to express themselves professionally (but useful votes if someone can make them understand):

https://www.facebook.com/groups/292089334246569/

 

Someone on that group apparently has the bank account details of cash4phones. I am unable to message him.

Could someone ask him to contact us on our admin email with those details.

ta

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