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    • Great thanks, will leave 2 in then, replace 3 and I think its good to go.    This is exactly what I have in my word file ready to send, I think im happy with it and can send to mcol monday morning. Any further thoughts or things to update please let me know.   Again thank you both for your help, really is priceless.         Defence:   1.     The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.    2.     The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017.It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC.   3.     Paragraph 1 is noted. It is accepted I have in the past had agreements with New Day LTD RE Aqua. I do not recall the precise details or agreement nor the claimant either having failed to plead an agreement/account number within its particulars of claim and have therefore sought verification from the claimant.   4.     Paragraph 2 is noted but until such time the claimant can clarify the agreement account number any breach has yet to be proven.      5.     I am unaware of any legal assignment or Notice of Assignment allegedly served by either the Claimant or New Day LTD RE Aqua pursuant to the Law of Property Act 1925.   6.     It is denied with regards to the Defendant owing any monies to the Claimant. The Claimant has failed to provide any evidence of the Agreement/Assignment/Default notice or Termination requested by CPR 31. 14, and will shortly be in default of my section 78 request, therefore the Claimant is put to strict proof to:   (a)   show how the Defendant has entered into an agreement and; (b)   show and evidence the breach and service of a Default Notice pursuant to sec 87(1) CCA1974 on which the Termination referred to relies upon. (c)   show how the Defendant has reached the amount claimed for; and (d)   show how the Claimant has the legal right, either under statute or equity to issue a claim;   7.     As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.   8.     On the 17th of November I requested to The Claimants Solicitors, Mortimer Clarke by way of a CPR 31.14 copies of the documents referred to within the Claimants particulars to establish what the claim is for. Mortimer Clarke have failed to fulfil my CPR 31:14 request.   9.     On the 16th of November I made a section 78 legal request to the claimant for a copy of the Consumer Credit Agreement. The claimant has as of of 06/12/21 failed to comply.   10.  By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Hi just a quickie   Now in reference to my Post#2 here have they actually provided you with those policies that I pointed out and importantly a copy of there Public Liability Insurance?   If they haven't   Make sure and send them a little reminder adding to the letter in Post#32 that so far they have failed to provide these and you require clarification as to their reason for this failure     Dear Sir/Madam   Complaint Reference: XXXXXXXXXXXXXXXXXXX   Further to my recent letter about this matter Dated XX/XX/2021 I would also like to add that so far you have still failed to provide the following:   Copy of your Compensation Policy (not the leaflet) Copy of your Complaints Policy (not the leaflet) Copy of your Customer service Charter/Policy (not the leaflet) Copy of your Public Liability Insurance (not the leaflet) Copy of Repairs an Maintenance Policy (not the leaflet)   I asked for these is my letter to yourselves dated XX/XX/2021, to date you have failed to respond to this request nor is the Housing Association being Open and Accountable to it's Service Users and I require full clarification for the reason for this failure and when you are going to provide what I have requested.   If you refuse to provide these I require full clarification as to your reason with links to the relevant legislation and exactly which parts you are relying on for your refusal of my request.     Note: If they have answered this please ignore but from your responses I think they have tried to ignore this so you add this to put a rocket up their 'beep' so to speak.   You are more than welcome to the help it's what we are here for, you just look after yourself and take care     
    • The DVLA know less about POFA than my dog that died twenty years ago. They also never admit they have made an error.   Trading Standards would probably be a better avenue for you either on Council inaction on no pp thus appearing to aid and abet a PE scam, condoning PE committing an offence and allowing them to rip off the Council customers as well as financial impropriety by not insisting that PE pay for the requisite fees for permission. You could also complain to the ICO on the same grounds and get two investigations going.
    • I am surprised that POPLA found that your appeal had failed when Initial's response to the appeal had been withdrawn. There was no need for them to adjudicate. POP.LA should have agreed that you had won your appeal. I wonder if Initial  knew something that you and obviously POPLA didn't.  Ignore DRP. I was going to advise  you  write to Initial stating that as they had withdrawn their PCN on appeal so if DRP were acting on instructions from Initial they have breached your GDPR. However on second thoughts you may be best to send them a SAR first to get confirmation that they had withdrawn their claim before going for the breach.
    • so the eon A/C was never in her name anyway?
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PRS landlord to evict tenants on housing benefit.


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oh yes fergus, the scourge of racehorse trainers everywhere,the man who insists his below par horses run in the cheltenhem gold cup,and champion hurdle, whilst endangering other horses and jockeys just for the sake of his day in the limelight, lovely character

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A lot of people do not realize that landlords do have costs to pay out and if there is no rent who pays. Insurance, gas safety and electrical checks all have to be paid for out of the rent that is obtain.

 

 

Dont forget this is all tax deductible before going down this line.

So whats cooking today ?

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oh yes fergus, the scourge of racehorse trainers everywhere,the man who insists his below par horses run in the cheltenhem gold cup,and champion hurdle, whilst endangering other horses and jockeys just for the sake of his day in the limelight, lovely character

 

Have I missed something??? I thought we were talking about housing policy and the welfare state - how did we get onto dodgy racehorse trainers?

 

 

You have your opinion, I have mine. Everybody is entitled to put a horse into any race as long as it can run and the trainer/owner pays the fees.

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Yes it does but if landlords do not make a return then they will sell the property so that reduces the volume of rentals available.

 

Probably, if they do sell, it will go to another buy-to-let LL. Of course, if a large number of potential tenants can't actually afford the rent then we do have a problem.

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Probably, if they do sell, it will go to another buy-to-let LL. Of course,

 

That is going to be a real problem with rents rising so much and the HB declining. A landlord is free to rent to anyone he likes. A lot are now refusing to accept anyone on HB and many agents do not deal with HB either so that is making it difficult for tenants all round.

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Probably, if they do sell, it will go to another buy-to-let LL. Of course,

 

That is going to be a real problem with rents rising so much and the HB declining. A landlord is free to rent to anyone he likes. A lot are now refusing to accept anyone on HB and many agents do not deal with HB either so that is making it difficult for tenants all round.

 

Along with the much needed decrease in total benefits that any one person or family can claim down from £500 a week to £400 a week.

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Probably, if they do sell, it will go to another buy-to-let LL. Of course, if a large number of potential tenants can't actually afford the rent then we do have a problem.

 

Maybe then the time has come to reinvent the tenement system of multiple families living in rooms under one roof. Personally I think it grossly unfair that someone can have a lovely home paid for by the taxpayers without the claimant having to worry about paying the bills. Totally unlike those that work for a NMW income that are basically left to fend for themselves.

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Bloody hell, with this thread & the benefits street thread, I'm beginning to think this country has lost every bit of the social fabric that binds us.

 

Some facts:

 

- The Joseph Rowntree Foundation has not managed to find any families in which 3 successive generations were out of work

 

- The benefit cap is a maximum of £500pw per household (not per person) from which all expenses must be paid - rent, council tax, utility bills, court orders, food, clothing, repairs, travel to job centres etc. The £500pw is not going to most households.

 

- Most JSA claimants are short-term.

 

- It is not possible to buy the old CRT-style telly's nowadays

 

- Most benefit claimants rely on reputable companies like Brighthouse, Provident, Greenwoods to help purchase household goods - yes, the 'reputable' is sarcasm

 

Being on benefits is no fun but if you guys think it is, why aren't you all doing it ? Why not give up that 'hard life' you have going to work 5 days a week & claim benefits so that you too can lay in bed til lunchtime before getting up to smoke, drink & do drugs for the rest of the day ? Go on, try it !!

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Maybe then the time has come to reinvent the tenement system of multiple families living in rooms under one roof. Personally I think it grossly unfair that someone can have a lovely home paid for by the taxpayers without the claimant having to worry about paying the bills. Totally unlike those that work for a NMW income that are basically left to fend for themselves.

 

Victorian factory conditions and now Victorian slums? If you propose the reinstatement of work houses you could hit the trifecta!

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

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Bloody hell, with this thread & the benefits street thread, I'm beginning to think this country has lost every bit of the social fabric that binds us.

 

Some facts:

 

- The Joseph Rowntree Foundation has not managed to find any families in which 3 successive generations were out of work

 

- The benefit cap is a maximum of £500pw per household (not per person) from which all expenses must be paid - rent, council tax, utility bills, court orders, food, clothing, repairs, travel to job centres etc. The £500pw is not going to most households.

 

- Most JSA claimants are short-term.

 

- It is not possible to buy the old CRT-style telly's nowadays

 

- Most benefit claimants rely on reputable companies like Brighthouse, Provident, Greenwoods to help purchase household goods - yes, the 'reputable' is sarcasm

 

Being on benefits is no fun but if you guys think it is, why aren't you all doing it ? Why not give up that 'hard life' you have going to work 5 days a week & claim benefits so that you too can lay in bed til lunchtime before getting up to smoke, drink & do drugs for the rest of the day ? Go on, try it !!

 

How true this is. Many on benefits do pay their bills on time and do not have anywhere near the goods that people seem to think that they have.

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How true this is. Many on benefits do pay their bills on time and do not have anywhere near the goods that people seem to think that they have.

 

 

Yes, as a benefit claimant who won't use the aforementioned 'reputable' companies, we have a 5 year old 32 inch LCD, and a basic dvd player, both purchased while working, a 12 year old playstation 2. All of our kitchen equipment is bottom of the range (feeling anxious as currently listening to a sick sounding bottom of the range washing machine). We have one PC, a laptop, and a basic mobile phone (between two of us), that only makes calls and texts. We had help from a budgeting loan and in laws when moving with buying carpets and white goods that we didn't have due to living in private rented. I'm cutting and hemming second hand curtains rather than buy new, and other stuff we needed came from the second hand shop.

 

 

We don't smoke and rarely drink. Our only luxuries are broadband, sky tv and two cats. We chose not to have kids due to our circumstances.

 

 

Now some may think what we have is too much for those dependant on state help - maybe we're supposed to be in bare homes playing cards, purely existing and having no quality of life for the rest of their life.

 

 

I think we're pretty typical of the majority of benefit claimants as far having material goods or extravagances.

 

 

We also paid rent to a private landlord, and never had any arrears despite having a £200 a month deficit between rent and housing benefit (more than anyone has with bedroom tax), also no utility arrears.

 

 

But as my husband is fond of pointing out, we're benefit claiming s**m. Evidently people like us can't be trusted to manage our finances and pay our rent.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Victorian factory conditions and now Victorian slums? If you propose the reinstatement of work houses you could hit the trifecta!

 

I never said anything about Victorian factory conditions and Victorian slums. The tenement system could easily be modernised and it would provide for multiple occupation all based under one roof.

 

 

There really is no alternative. Private landlords can choose who they let to, councils have no reason to start to build council houses on a massive scale. So apart from a tented city, a modern day tenement would be the ideal answer to those receiving benefits and who are unable to find private accommodation.

 

 

That is unless you have a brighter idea that could be fixed fast and at a low cost?

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How true this is. Many on benefits do pay their bills on time and do not have anywhere near the goods that people seem to think that they have.

 

Then you have not visited the places, seen the people and been in the homes that I have been in!

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Then you have not visited the places, seen the people and been in the homes that I have been in!

 

"If only you could see what I have seen with your eyes"

 

Quick - what am I talking about? No Googling!

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Then you have not visited the places, seen the people and been in the homes that I have been in!

 

Your posts towards people on benefits are rather 'one cape fits all'.

This agenda of turn the working class against those less fortunate is really starting to grate me ! I don't chose to be on benefits. I was quite happy working ! Sadly my lungs have had another idea and decided I need a nebuliser 6

Times a day to breathe ! That's if I haven't got pnuhminia again .

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Your posts towards people on benefits are rather 'one cape fits all'.

This agenda of turn the working class against those less fortunate is really starting to grate me !.

 

 

 

That agenda has already been up and running for a few years without any help from me.

 

 

I'm sorry but the fact is that the working people that pay tax see benefit claimants as sponging on their generosity. If you have a problem with that take it up with your MP, not me.

 

 

Me. I'm more than happy to take their money. Whilst I worked for those 42 years I paid for the benefit claimants and pensioners then, now it is my time to collect! Personally I don't care if people think I am a sponger, parasite or scrounger - simply because I admit I am.

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That agenda has already been up and running for a few years without any help from me.

 

 

I'm sorry but the fact is that the working people that pay tax see benefit claimants as sponging on their generosity. If you have a problem with that take it up with your MP, not me.

 

 

Me. I'm more than happy to take their money. Whilst I worked for those 42 years I paid for the benefit claimants and pensioners then, now it is my time to collect! Personally I don't care if people think I am a sponger, parasite or scrounger - simply because I admit I am.

 

No you are not a parasite or sponger or what ever other negative name you can think up, like me you paid into the system and expect to be supported when the need arises! I have paid my NI and taxes so why shouldnt I be given the help I need without being labeled and made to feel useless?

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No you are not a parasite or sponger or what ever other negative name you can think up, like me you paid into the system and expect to be supported when the need arises! I have paid my NI and taxes so why shouldnt I be given the help I need without being labeled and made to feel useless?

 

Agreed. No one should label themselves or allow themselves to be labeled. I like you have paid in and now need the support. Sadly we can not help our situation.

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Bloody hell, with this thread & the benefits street thread, I'm beginning to think this country has lost every bit of the social fabric that binds us.

 

Some facts:

 

- The Joseph Rowntree Foundation has not managed to find any families in which 3 successive generations were out of work

 

- The benefit cap is a maximum of £500pw per household (not per person) from which all expenses must be paid - rent, council tax, utility bills, court orders, food, clothing, repairs, travel to job centres etc. The £500pw is not going to most households.

 

- Most JSA claimants are short-term.

 

- It is not possible to buy the old CRT-style telly's nowadays

 

- Most benefit claimants rely on reputable companies like Brighthouse, Provident, Greenwoods to help purchase household goods - yes, the 'reputable' is sarcasm

 

Being on benefits is no fun but if you guys think it is, why aren't you all doing it ? Why not give up that 'hard life' you have going to work 5 days a week & claim benefits so that you too can lay in bed til lunchtime before getting up to smoke, drink & do drugs for the rest of the day ? Go on, try it !!

 

Do you want to post links to the facts?

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