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Natwest PPI Claim Back


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Hi!

 

I was just wondering whether I can still claim for mis-sold PPI from NatWest. I have had a loan with NatWest that has been extended several times over the years. In 2004 I had a stroke and I am since disabled on benefits. In 2005 I defaulted on NatWest loan repayments after running out of my savings.

 

Many Thanks

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yes of course you can

 

you'll need all the paperwork though

agreements and statements

 

have you got those

 

if not

send them an SAR.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Hi, I hope you can help me reclaim PPI from NatWest bank.

 

 

I am unsure how to begin, and was advised not to use any companies advertising to do it for you.

 

 

I have fallen ill in 2004, and defaulted on my loan repayments in 2006.

 

 

NatWest never paid the insurance.

I forget their reason for it.

 

 

I have had several loans with them that have always been extended, and topped up over the years

, and I was always told, to be approved for the top up,

 

 

I have to have PPI. I do not have any paperwork anymore, apart from one loan agreement.

I was wondering whether I can still claim PPI that far back, and how do I obtain all my loan agreements.

 

I have a short window in which to attempt to do this, as my health is failing again, and I am scheduled for surgery.

 

 

Recovery time is about a year long, so it will probably be too late to claim then. Thank You

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http://www.consumeractiongroup.co.uk/forum/showthread.php?318646-PPI-Single-Premium-Your-questions-answered

 

start by reading up here, the 6 yr timescale only sstarts from the time YOU realised that there was an error, it doesnt matter how long ago the mis-selling took place

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Think these are both the same thing if they could be looked at and merged

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?455661-Help-needed-to-claim-PPI-refund-from-NatWest

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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merged

 

 

sar as advised before is the first thing to do

 

 

have a read of link 1 below too

that will help you.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

I have sent SAR letter to Natwest on the 18/11/2015.

 

 

They have responded with the letter asking for my reasons, otherwise they may not be able to satisfy my request.

 

 

I have emailed them back, that I wish to reclaim mis-sold PPI.

 

 

I have then received a letter on 29th Dec, which I don't quite understand,

with a form to fill, which is asking for information that I would have if they honoured SAR.

 

 

I am not sure what to do next.

They keep asking me to phone them,

unfortunately I had another surgery on my cervical spine,

and my vocal cords don't work.

 

 

Any help much appreciated.

RBS_PPI_letter_29-12-2015_redact_web.jpg

Edited by SleeplessInDebt
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You want all the sar contents for you person records don't let them fob you off

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

I have sent a letter to RBS,saying they did not comply with my SAR and I will wait another two weeks for the documents. NatWest has now sent me a cheque for £10 back saying they have given me all the info I need to claim back PPI and they have satisfied my request. I could scream. :-x

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amazing...

why don't you fill out the FOS CQ...

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

 

and send that in

 

 

best you can do I feel if they are refusing or don't have the statements.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Sleepless,

 

 

I managed to return a call I received from the Natwest/RBS SAR team

and they provided me with additional addresses for statements and loan agreements (also sent my money back).

 

 

Haven't been doing this long enough to call this advise, or make a recommendation on what to write

but the following addresses came from Natwest SAR team

 

 

- I've received information about my loan agreement showing a PPI premium (not the agreement, just a summary),

so one of the addresses is valid at least:

 

Statements

Data Protection Team (Statements)

Chatham RCSC

Kent

ME4 4RT

 

Credit Card Agreements

Senior Customer Advisor

Customer Management

Retail Operations, Business Services

2nd Floor, Thanet Grange

Southend On Sea

SS0 0EJ

 

Loan Agreements - have received response

Lending 6 RPO

4th Floor

1 Hardman Boulevard

Manchester

M3 3AQ

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