Carousel Of Doom

[Mr Worried]

Have there been any recent changes in what cca request we send ie Credit card cca and loan cca?

 

Mr W

[harrassed senior]

The only 'recent' change is to make sure your request contains the following:

 

If you intend to send a reconstituted copy of the CCA you must declare the reason why it has been reconstituted and if the original exists and in what form (microfiche) etc.

 

As far as I know anyway!

[Mr Worried]

H S

 

Thanks for that

 

Mr W

[Mr Worried]

WHATEVER HAPPENED TO THIS CHAP, LAST I HEARD HE WAS IN SPAIN, AMERICA?

 

Mr W

[DonkeyB]

Didn’t know you cared about him – are you compiling your Christmas card list?

 

His lovely company was struck off about a month ago.

[Jasper1965]

Saw him recently and took this sneaky pic.

 

 

(Think he's bitter about internet information sites like CAG).

[Mr Worried]

HI D

 

Never send chrisie cards. new he was struck off, but he has dissapeared without a trace but with lots of money ( allegedly )

[Mr Worried]

Why Why Why?

 

Dear Mr W

 

This is a notice about your unpaid acc which is in our hands to collect.

ACT NOW

Call us today pay by debit/cc.

TELL US

You must tell us if you cant pay in full-we will help if we can by agreeing a payment method.

TAKE NOTICE

If you fail or neglect to pay this acct, further action blah blah.

WE CAN HELP

Call us if you need help or advice-WE WILL DO OUR BEST TO HELP YOU

 

Collections Manager.

.......................................................................................................................................................

 

It is over 2 yr since the cca request and the acc in dispute letters,

 

Why dont they send me a reconstituted version?

 

Mr

[Delta-Charlie-76]

Robbers Way & help....lol...pmsl!!!

 

Fire off a CCA letter to them, don't sign it & send recorded delivery & wait 14 days.

 

One thing I have learnt with this shower of ****, is that they are full of garbage & will reem out all sorts of meaningless threats!

[Delta-Charlie-76]

Oops just read your post again, should really put me glasses on.

 

You have a choice, you can either ignore or send them a reminder that the account is in dispute.

 

There other thing I would consider is to make a complaint to OFT & TS via Consumer Direct.

[Mr Worried]

Hi cd.

 

I have exhausted all avenues with this lot.

 

Mr

[Delta-Charlie-76]

If you've sent the CCA request 2+ years ago & sent the account in dispute letter(s) etc, you should complain to OFT, me personally I would ignore them, keep all their letters on file & keep them handy for the OFT.

[sillygirl1]

Write back in the same vein like this

 

ACT NOW

Please consult the statute books and check up what you have to do once an alleged debt is in dispute If in doubt consult a qualified legal practitioner.

 

TELL US

I have already told you - IN DISPUTE

 

TAKE NOTICE

IN DISPUTE - please seek legal advice as to what this means.

 

WE CAN HELP

Stop chasing this IN DISPUTE alleged debt.

 

That should do the trick, especially if you cc in Trading Standards, Office of Fair Trading and your local MP....

 

I wonder if Hayley Felton still works for them?

Edited January 4, 2011 by sillygirl1
Put Statute Barred instead of In Dispute although might be appropriate to put that anyway!

[Mr Worried]

Hi sg

 

It is not sb'd good few year yet, as before I found cag I made payments regular, 2 yr ago.

 

Mr

[sillygirl1]

Use the IN DISPUTE then, legally they HAVE to provide proof they are entitled to collect on this debt, if not then ignore them....

[Mr Worried]

Hi

 

I am going to do nothing as I have done all that I can, however they have started their silly phone calls again followed with this latest letter.

 

Mr

[Mr Worried]

Update Update

 

Got a letter today from this bunch of mobsters.

 

Dear Mr W

 

With regards to your previous letter to us on xxx to which you informed us that the acc was in dispute.

PLEASE CALL US AND EXPLAIN THE REASONS WHY YOU DISPUTE YOUR LIABILITY FOR PAYMENT

It would also help if you could supply us with any supporting docs that will help us resolve your dispute.

Acc on hold for 14 days blah blah.

 

Yours etc

 

Robs n Whey

.........................................................................................................................

Go on then cagers try to reply without falling from your cosy chair, spilling your chablis, or running down the street screaming with laughter.

 

I feel a sillygirl response.

 

Mr W

[cerberusalert]

Did you send the CCA request to the creditor or this bunch?

[Bazooka Boo]

Dear Robbersway,

Thank you for your letter dated dd/mm/yyyy the contents of which have been laughed at sent to the OFT&TS, and noted.

I would like to continue this very pointless game of letter tennis you enjoy so much, but I feel I am not as puerile as you.

Don't be at all offended if I fail to communicate with such an immature and uneducated outfit such as yours, but I feel that as you do not have the ability to read, let alone understand the contents of my letters, it is a very futile exercise, until at least you leave school with a modicum grasp of the English language.

This letter is valid even if not read by you, failure to reply within 72 hours of yesterdays date will result in your doorstep being taken, and a debt investigation officer investigating our somewhat spurious claims that their is a debt needing investigating.

I will also inform credit agencies as to your immature pathetic failure to parallel park, not to mention make beans on toast, this could affect your ability to obtain a partner for the next six years.

 

Asta La vista baby, see you in class on Monday!

[watchinginvestigation2010]

Sorry had to post a giggle reading bazookas post

[Mr Worried]

Did you send the CCA request to the creditor or this bunch?

 

YES + the dispute letter.

 

Mr

[Mr Worried]

obtain a partner for the next six years. Ha Ha Ha love it.

 

 

 

 

 

Dear Robbersway,

Thank you for your letter dated dd/mm/yyyy the contents of which have been laughed at sent to the OFT&TS, and noted.

I would like to continue this very pointless game of letter tennis you enjoy so much, but I feel I am not as puerile as you.

Don't be at all offended if I fail to communicate with such an immature and uneducated outfit such as yours, but I feel that as you do not have the ability to read, let alone understand the contents of my letters, it is a very futile exercise, until at least you leave school with a modicum grasp of the English language.

This letter is valid even if not read by you, failure to reply within 72 hours of yesterdays date will result in your doorstep being taken, and a debt investigation officer investigating our somewhat spurious claims that their is a debt needing investigating.

I will also inform credit agencies as to your immature pathetic failure to parallel park, not to mention make beans on toast, this could affect your ability to obtain a partner for the next six years.

 

Asta La vista baby, see you in class on Monday!

[Bazooka Boo]

Well, really, you could send them photocopies of sheet music, they still wouldn't deviate from their standard letters!

[Mr Worried]

Blumen Heck, Recieve a letter from this lot today.

 

Dear Mr

 

Further to our recent letter, you have not responded ( of course ) to us and due to the absence of a dispute we have now resumed collection activity.

 

Morons, I ccad this with the oc 2 yr ago then sent dispute letter?

 

Will a prove it, and cca to rob n way, suffice?

 

I cant even be bothered to rattle their cage at the mo, but still would like to respond ' if you know what I mean '

 

Mr

[Dorabell]

Hi mr W i received a call off these people the orther night i told them in writing im sure i will be getting something in the post soon lol:smile: there is a lot off guests:roll: