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I have a barclays card which is attached to my mortgage in both mine and my husbands name, unbeknown to me my husband ran it up to £5000 and now we are paying it off at for e.g I pay £30 a month they take £20 in interest I have asked to put it on my mortgage but as my husband is in an iva we cannot do this and I cannot afford to get a credit card or loan to help pay off quicker any suggestions please

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