Vanquis Credit Card - accepted

[Gay_guy1986]

Chill

I just said I didn't know how anyone could afford to when they are on JSA.

 

Sorry my mistake, thought you meant me lol

[45002]

Gay_guy1986

Don't get buying any T shirt with it

 

Serious

 

Be carefully with a CC ....

 

Capital One upped by credit limit to £10,000 with in the space of 5 years or so,nice to have it mind you the most I ever used on it was 400 quid for a new telly ...

 

Always pay the minimum balance or more and by the due date !

Edited January 10, 2014 by 45002

[fletch70]

He can't buy the T shirt i already have it lol. My late wife had 15k on credit cards and probably another 5 or 6 available yet she was on guaranteed pension credit.

[fletch70]

Has it arrived yet?

 

 

.

[45002]

Despite whats happened over the past 5 years or so with the banks and so on

 

Credit is Still far too easy to obtain and folk will just end up in debt when they realizes it's too late and they can't even afford to pay the minimum balance back !

 

One thing I would never do with a CC is "Withdraw Cash" and how fast and expensive the interest mounts up

Edited January 10, 2014 by 45002

[AWC]

Just install a shredder on your letter box so that it disposes of the card before you get the chance to spend on it, Vanquis are not the answer to repairing a credit rating, they will more than likely trap you into something so you end up in financial troubles.

[Old Cogger]

Just install a shredder on your letter box so that it disposes of the card before you get the chance to spend on it, Vanquis are not the answer to repairing a credit rating, they will more than likely trap you into something so you end up in financial troubles.

 

here here!

[Shaza40]

My husband was accepted and got the card through etc. Now he cannot speak (due to an operation on his throat for cancer) so he thought he could just activate either online or by touch phone (neither of which they offer).

 

So i phoned up, explained the situation and they said i could speak on his behalf providing he filled out a consent form. Duly did this and returned it. Phoned and phoned to which they said, oh it can take up to 14 days to process as the department is very busy!

 

Now more than a month on, they are still saying that they need to speak to him (despite what i've told them) so am now returning the card back to them with a letter of complaint.

 

Not trying to be clever, but what was to stop him getting a neighbour or family member to speak for him over the phone (obvs him providing them with the details)? I mean, how would they know it was him or not?

 

Anyone else had this experience?