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Help! Ontario Canada. Need Defence..


Mario Decosta
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I am from Ontario Canada and a very reputable collection agency is suing me

on behalf of Canadian tire Bank over a credit card that I defaulted on due to

financial hardship.

 

They filed a claim with small claims court for just under 20 grand can.

 

I now have to file a defence using form 9A and have 10 days left or jugment will

be obtained against me and enforced.

 

I missed 4-5 payments and now this.

 

All the plaintiff included was a copy of the original credit app. with my signature,

a statement and their cardmember aggreement.

 

I'm open to any ideas on how to respond.

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Hi and welcome to CAG

 

Can I ask, are you in the UK as this site is aimed at UK consumers

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi Mario Decosta

 

From your post it sounds like this is to do with Canadian Law and as we are a UK Consumer Forum as has been advised it would be difficult for us or our members to advise you on your specific issue under Canadian Law.

 

I would advise trying to seek help and advice from free legal advice centres in your area within Ontario.

 

These links may be of help:

 

Community Legal Education Ontario - http://www.cleo.on.ca/en

 

Legal line - http://www.legalline.ca/

 

Legal Aid Ontario - http://www.legalaid.on.ca/en/contact/

 

I do hope these are of help and please do let us know how you get on.

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