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PPI on DFS sofa finance from HFC


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Hi,

 

I am just about to contact HFC/HSBC regarding PPI I was sold when I applied for finance for a sofa via DFS. I have the agreement that was in october 2008, and I paid the insurance for 2 years.

 

I assume that I can just contact HFC and get sent through the details.?

 

AA

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Hi,

 

I am just about to contact HFC/HSBC regarding PPI I was sold when I applied for finance for a sofa via DFS. I have the agreement that was in october 2008, and I paid the insurance for 2 years.

 

I assume that I can just contact HFC and get sent through the details.?

 

AA

 

If you have the agreement and a record of the payments made then that is all you need to start a claim.

 

Complete a fos questionnaire from here

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

and send it in to the lender. They will have 8 weeks from receipt to respond and give you a final decision. If you can, send it by some trackable method so you know when they get it.

 

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Hi,

 

I am just about to contact HFC/HSBC regarding PPI I was sold when I applied for finance for a sofa via DFS. I have the agreement that was in october 2008, and I paid the insurance for 2 years.

 

I assume that I can just contact HFC and get sent through the details.?

 

AA

 

Who did you actually take the loan/policy out via?

 

If you bought the sofa and applied for the finance separately fair enough. If DFS arranged both the finance and the PPI then your complaint should be directed to them.

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check if the DFS ins is Hamilton life AKA HFC

 

then go get HFC

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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own thread created.

 

as with the PCworld agreements

you'll find that many agreements already had the PPI pre ticked by a typed X

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i'm reclaiming two lots off dfs at the moment, but through Santander. they just forward the complaint to dfs. dfs have said they'll pay up on the 2009 one as soon as I prove I met all my commitments (finished paying for the sofa). have still to hear from the 2001 one. for all the money involved, it's not worth them letting you take it to the ombudsman with the penalties that go with it.

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check if the DFS ins is Hamilton life AKA HFC

 

then go get HFC

 

dx

 

It doesn't matter who the insurer is. The OP is looking to raise a complaint about mis-SELLing, not misinsuring. The clue is in the name, you complain to the seller.

 

Happy Christmas all.

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