Jump to content


  • Tweets

  • Posts

    • Done! Thanks again. Will update the thread accordingly.
    • Thank you for your message.  I'm concerned that by complaining to the IPC, and escalating the situation, PCM would be even more inclined to cause problems for me and take action to the fullest extent just to make an example of me.  I can still take the above action as a backup plan if PCM decides to go ahead.
    • Mr BankFodder you are a top man.   I just received email below and finally they accepted fully refund   Good Afternoon,   Thank you for your recent email.   We are sorry to hear of your recent troubles, we would be happy to accept rejection of the vehicle.   The amount of the refund to yourself will be £7,099, this alongside settlement of the finance agreement will be paid in full and final settlement.    By accepting this refund you are confirming that no further claims shall be brought against Big Motoring World or any of its associates in respect of this matter.   In order to proceed with the refund we require the following from yourself:   - Your bank details (Account holders name – this must match the invoice name, sort code and account number)   The bank details can be provided via email.   The refund will be processed within 14 days.  
    • How do I transfer my number plate V750? Transfer by post Check the expiry date on your V750 or V778 to make sure it is still valid. Ensure that the registered keeper for the receiving vehicle matches the Grantee or Nominee name on the certificate. Complete relevant sections of your V750 or V778 document and sign it where instructed. https://www.gov.uk/personalised-vehicle-registration-numbers/renew-private-number-certificate  
    • i know...the anpr camera mustve triggered the computer to send out a parking charge as it probably detected no parking ticket paid. disgusting way of trying to extort money
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

eviction by ge money jan 2014


sarsuma
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3813 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

please can someone tell me its gonna be alright,

 

we are £6200 in arrears with our mortgage plus an additional £3000 for interest & costs incurred with a suspended repo order by ge money,

 

we were both self employed for 4 years & got into serious debt & folded the business,

 

however we are now both in full time paid employment since nov 13 & are now in a good position to clear our debts & manage our mortgage better,

 

we have offered ge £4000 to stop the eviction with ongoing proposals of extra £1000 end of feb ,

extra £1000 by end of april

& extra £100 jan, feb, to clear arrears,

but they have refused demanding full clearance inc interst ,total £9200 before eviction date to stop action.

 

will the judge side with me because we previously broke terms of our suspended order

Link to post
Share on other sites

They always prey on people's ignorance and ask for the whole of the arrears in order to stop an eviction.

 

You are in a good position...you can say how you got into arrears,

you can say that you are now both employed,

and you have offered to pay the arrears in very short order.

 

There's no way you'll get evicted.

 

If you read the threads here you will find people who have breached suspended orders several times

so I wouldn't worry in that regard either.

 

And please don't use words like "gonna"! Just a pet hate of mine!

Link to post
Share on other sites

hi everyone,

 

i need some advice on what to reveal to judge when i fill out n244 to take to court tomorrow,

 

whilst i am fighting ge money to avoid eviction & offer a good lump sum

 

i also am awaiting an eviction date from acenden anytime now for arrears of £4000 on secured loan,

£2100 of that are interst etc,

 

i did speak to acenden & they informally agreed to accept £1500 lump sum & spread the remainder over term

but i asked to confirm in writng before i paid the £1500 which they have not done

& said until i paid it they couldnt agree the payment plan,

 

i did not pay the £1500

 

however did increase my monthly payment to what they said it would be if i had paid £1500,

i did this last month & will also do this month.

 

i can pay £1500 to them as i am trying to balance everything out in order to keep my home by paying ge & acenden the minimum lump sums to avoid eviction,

also i am being made bankrupt & theres not much equity so should be much better off when all small debts diappear.

 

how much do i tell the judge?

Link to post
Share on other sites

not too sure how it works but if your made bankrupt, would they not take your assets anyway?

I would have thought the equity would help pay your creditors.

I may be totally wrong of course, I would expect you to lose your house anyway.

If my advice helped you please click my star

Link to post
Share on other sites

Hi - have a look at our guide here

http://www.consumeractiongroup.co.uk/forum/showthread.php?325527-CAG-guide-Are-you-facing-eviction-or-repossession

 

it will show you how to write a statement to go with Q,10 of the N244.

 

You can also download the N244 and the budget sheet (in the second post of that thread)

 

which you will need to send in with the form.

 

When you take it all to court the fee is £45 (take the eviction notice with you).

 

Remember to take a copy of everything you hand in so you have a set to refer to in the hearing.

 

Also, ask at the court if there will be any duty legal advisers there on the day of your hearing.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

so nice to see your name appear,

 

i see from past cases you have been an excellent rock,

 

thanks for the link do you think i am dealing with this right by taking each step as it arises,

 

i am doing this because its buying me time to raise more money in order to try & save my home,

 

i think even under bankruptcy theres not a great deal of equity ( i hope)!

 

and we may raise enough to buy back the interest through family.

Link to post
Share on other sites

  • 2 weeks later...

eviction suspended!

 

thankyou everyone for your help,

 

appeared before the judge 30/12/13 but was approached by ge representative

before hand to be told by them they would be opposing my offer to pay off arrears quickly,

 

the judge looked at my payment proposals & income & expenditure &

 

told ge i had made an exceptional offer & she then suspended the eviction with the added surprise to pay off the arrears at the rate of extra £200 per month

& that it was entirely upto me if i wanted to pay the lump sums i had promised or pay what she had ordered,

 

left the court to be stopped by ge representative who asked to confirm my phone number ,

which i duly gave her but also told her i was to be contacted in writing only.

 

to anyone else in my situation this is a fantastic site to get advice on & i hope you get the sane results.

Link to post
Share on other sites

That's brilliant news - well done! :) Nice to see you had the judge on your side.

  • Haha 1

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

hey great result

 

GE are MONSTERS!!

 

now go set your arrears charges back afrom both of them

 

and any other debts that have PENALTIES attached to them for being late/arrears/ etc etc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Awesome.

eviction suspended!

 

Thankyou everyone for your help,

 

appeared before the judge 30/12/13 but was approached by ge representative

before hand to be told by them they would be opposing my offer to pay off arrears quickly,

 

the judge looked at my payment proposals & income & expenditure &

 

told ge i had made an exceptional offer & she then suspended the eviction with the added surprise to pay off the arrears at the rate of extra £200 per month

& that it was entirely upto me if i wanted to pay the lump sums i had promised or pay what she had ordered,

 

left the court to be stopped by ge representative who asked to confirm my phone number ,

which i duly gave her but also told her i was to be contacted in writing only.

 

To anyone else in my situation this is a fantastic site to get advice on & i hope you get the sane results.

Regards..Mr Worried :)

Link to post
Share on other sites

hey great result

 

GE are MONSTERS!!

 

now go set your arrears charges back afrom both of them

 

and any other debts that have PENALTIES attached to them for being late/arrears/ etc etc

 

dx

Hey thanks am I entitled to reclaim all charges & how do I go about it.

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I wanted to wait to see the outcome before I posted.

 

Please don't say things like 'there's no way you'll get evicted'.

 

you cannot know that for sure and it can cause people to be overly confident at a time when they need to be making a back up plan.

 

People can and are evicted quickly and efficiently for even small arrears.

 

I'm not trying to frighten anyone, but you always need to be realistic. It can and DOES happen, I know from experience.

Link to post
Share on other sites

Please don't say things like 'there's no way you'll get evicted'.

 

Fair comment. Better wording would be "It's unlikely you'll get evicted". In this instance the poster could remedy the arrears quite promptly though so I thought a few confident words wouldn't go amiss.

Link to post
Share on other sites

Fair comment. Better wording would be "It's unlikely you'll get evicted". In this instance the poster could remedy the arrears quite promptly though so I thought a few confident words wouldn't go amiss.

 

I understand you and totally agree with you in principle. I think people just need to be aware that sometimes it doesn't work out and that even then, you can go forward too :) xx

 

You're a nice man!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...