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O2 - can i get my own back this way????


emmaandsox
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HII signed a credit agreement with O2 for a £47 a month tablet and phone bundle a few weeks ago. When i got home I noticed that i had both copies of the credit agreement. Can i now claim no knowledge of this and request to see a signed copy of my agreement?I know its wrong but isnt it about time the little lay person got one over the big companies?

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Doubt it, there will have been a data trail to contend with, not only CCTV but them checking your credit file would be your first hurdle, then if you paid a deposit, the list goes on, plus it would be a clear case of fraud, which is a criminal offence.

 

They will be able to lock/track and disable the devices from their end anyway, unfortunately.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Are you sure you have an agreement regulated under the Consumer Credit Act 1974 and not a 'service' contract?

 

Your idea I must say is incredibly stupid and as BB said you will be caught out quickly.

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Guys, I think you might have missed that emma says this is a "Credit agreement" and as such should indeed be covered by the Consumer Credit Act :)

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CB I'm not sure it is a regulate credit agreement, these 'bundles' are often 'service' contracts.

Still a foolish thing to try imo.

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Mobile contracts are never credit agreements, they are always service contracts, therefore don't come under the CCA.

 

Sorry CB, but i've never come across a moby phone contract to come under a CCA, as far as I have always been aware it is a service, hence why the likes of Lowlells et al like to pick them up as they think they are undefendable..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Unless you want a case of fraud against you and like prison sprouts i wouldn't advise that you try it . You would be found out in minutes , have a criminal record , a credit file that nobody would touch with a barge pole and a phone / tablet which would be totally useless when O2 block them both from their end .

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