Jump to content


  • Tweets

  • Posts

    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

LLoyds have sold credit card debt to marlin europe


oldfletch
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3643 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

ah fletch, you didn't have to send them your I and E. just what you can afford, having done yr own. for your eyes only as said. up to you though. hopefully they'll now leave you in peace, for now.

Link to post
Share on other sites

  • Replies 123
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

thanks ford to be honest i have a bigger battle on my hands so should not have let it get to me but i did.i dont have nothing to hide from them but one thing is i learned form reading on here and taking the advice of others,is dont let them get to you and play there game by the rules.

Link to post
Share on other sites

know what mean, there are other things to concentrate on. as they saying goes; don't let the b'stewards get you down.

Link to post
Share on other sites

  • 2 weeks later...

still not had any reply from marlin after sending of what they requested,

 

should i send them another letter ?

 

if they took me to court whould they have to inform me,

 

also if they send bailiffs would they give me notice.

Link to post
Share on other sites

no, not atm. they've got it. if you're happy to pay what you offered, just start paying it.

yes, they should do a letter before claim. a way off though atm imo.

no bailiffs. forget about that. bailiffs only come into play if there is an ccj up for enforcement after a court order re such.

Link to post
Share on other sites

as of yet not been given there bank details nor a payment book but i do have a payment book from lloyds which they said they will pass the payment to marlin,should i use the payment book from llouds ?.

Link to post
Share on other sites

did they not send out one of their payslips included in one of their template collection letters?

dca's usually do.

 

that has their bank details on which could be used on paying in slips in branch, or a standing order.

 

check out their website,

there are account/paying in details on there,

including standing order?

 

otherwise, could just pay via Lloyds seeing as they've said they'll forward.

 

marlin will no doubt contact you soon after?

 

are you sure you're happy with what you're offering to pay?

Link to post
Share on other sites

pers i'd halve that

 

Lloyds sold the debt

 

there must be something up with it we've not spotted.

 

just pay marlins by YOUR internet banking webportal.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

i think that myself

 

as the 2 others debts i have with lloyds are more,

 

could it be that it will take a long time to get there money back ?

 

could/would i ever find that out ?

 

and what is internet banking webportal.

 

as i was going to set up a standing order

as was told i am in control of a standing order would this be right?.

Link to post
Share on other sites

you have internet banking yes?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

why not

I bet your bank does it

 

that's by FAR the best way to pay 'bills'

 

TOTALLY under your control

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

t..but i have to start some where and yes £40 is all i can afford at this time.once again thank you.

 

 

hi

thats what i meant, if deciding to pay, only pay what can afford, and then maybe a bit less. dont leave yourself short elsewhere.

Link to post
Share on other sites

just got another letter from marlin, for i and e

 

i already sent them one.

 

should i fill there one out and send it of to them

or send a letter telling them i have already sent one to them.

 

i did agree to pay £40 per month but once i got paid

i could only afford to pay £30,

 

should i fill there form out.

Link to post
Share on other sites

only a judge can demand to see your I&E sheet

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

my view, if you're paying, just start paying what you can afford.

eg if you want to send them a letter, then maybe one along lines of, as prev suggested, have done my own IE using cab/nat debtline common form (whichever is applicable), and can pay x/mth. then just pay it /mth. up to you though.

Link to post
Share on other sites

Write to Marlin and tell them that after completing their I&E sheet, you are not left with anything at the end of the month and that you will pay them £1 per month, but a little more on any occasion that you are able to. that shows that you are trying to be co-operative ...

Link to post
Share on other sites

  • 2 weeks later...

goodo. without the further ie they wanted? if 40 becomes too much, reduce it. you're in control, not them.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...