Jump to content

  • Tweets

  • Posts

    • oh dear  i think you are in for a big shock   i doubt very much the loan is settled there will be £100's in unlawful fees i bet   we have numerous threads here about them in 2016 they were residing at   PO Box 1044 ipswich IP1 9YA   i would be sending them an SAR  don't ever ring them.   have you checked your deeds online recently? check they are on there. and has the loan ever been subject to legal action?   if not that would be a rare thing to us.   https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=Skye Loans&oq=Skye Loans&gs_l=partner-generic.12...0.0.1.951169.0.0.0.0.0.0.0.0..0.0.csems%2Cnrl%3D13...0.0....34.partner-generic..1.0.0.1dXrS2w9t2c    
    • doesn't say will anything. read it properly and carefully.   only the owner of a debt can get one of the many fake/tame paperwork only solicitors to issue any proceedings and they would have to abide by the courts pre action protocol of 30  days letter first!   as it's owner...i can try and instruct my dog to sit, if it does is a totally different matter. if my neighbour, who doesn't own my dog, tries it, it would ignore them.   the bottom line is there is nothing anyone can do to you. gyms don't do court gym debts don't appear on credit files.   any DCA they might get to write to you ARE NOT BAILIFFS any a DCA has ZERO legal powers on any debt, no matter what it's type.   dx    
    • This letter arrived in the post today, please advise how to proceed. I know the forums say they won't action but am very worried about this
    • go save his bacon clint and put him right...   dx  
    • one multipage pdf only please read our upload guide carefully please   dx
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Please note that this topic has not had any new posts for the last 2508 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Due to the fact that my company has decided to pay all the office staff a bonus and all the managers graded M2 and above, and not the workers in the factory i have created a facebook page for ppl to vent, what are the legal implications of this and can i be dis-missed for it?

 

plz contact me and i will be able to share the link on fb!

 

any advice is welcome, in the last 3 years the have taken so much from us workers and we have had enough. we don't know our rights enough to stand up for our self's . plz help!

Link to post
Share on other sites
  • Replies 50
  • Created
  • Last Reply

Top Posters In This Topic

I would suggest this is an extremely dangerous thing to do and if there is anyway you can be identified as the author of the page you are likely to be looking for another job very soon.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

Link to post
Share on other sites

Hello there.

 

I agree with RMW, we see loads of problems stemming from facebook.

 

You've posted on the benefits section though, I'll move this to the employment forum and leave you a redirect to follow from this forum to the new one.

 

My best, HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

My company (5000+ employees) has a social media policy, tread carefully with this, you will have a "bringing the company into disrepute" clause in your T&C's somewhere.

 

AS

Idem/ACM and RBS Lombard Full refund of fees.

Blackhorse Car Loan Full refund of fees without argument.

Argos store card (Home Retail Group) are fighting back. see my posts.

Link to post
Share on other sites
could u add me on fb and take a look. i have chosen my words carefully, i think???

 

Hello again.

 

I've asked for guidance on this from the rest of the team, because we don't want anyone to get into trouble.

 

If you PM me a link to the FB page, I'll have a look, no promises at this stage. For now, please don't put any clues about how to find it on this thread.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Hi

 

 

Please have a read of this ACAS link: http://www.acas.org.uk/index.aspx?articleid=3378

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

You really need to also read your companies Social Networking Policy and I would advise refraining from posting anything further on your FB at present.

 

Do any of your work colleagues or friends know you setup this FB page?

 

Also have you actually put a grievance in with your company about this issue?

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

i should also point out that its a group and anly for the ppl i invite, created today and only psted posative things about where i work and also making HUGE references to the fact that it is not about where i work.

Link to post
Share on other sites

Have you actually put a grievance into your employer about this issue or has any of employees actually asked why factory workers not getting bonus?

 

Also does your company have any policies on bonuses?

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites
i should also point out that its a group and anly for the ppl i invite, created today and only psted posative things about where i work and also making HUGE references to the fact that it is not about where i work.

 

Hello again. Your first post seems to be at odds with this. If people start venting, it could go very badly wrong.

 

Due to the fact that my company has decided to pay all the office staff a bonus and all the managers graded M2 and above, and not the workers in the factory i have created a facebook page for ppl to vent, what are the legal implications of this and can i be dis-missed for it?

 

plz contact me and i will be able to share the link on fb!

 

any advice is welcome, in the last 3 years the have taken so much from us workers and we have had enough. we don't know our rights enough to stand up for our self's . plz help!

 

Do you have a union at work? I don't recommend sharing the FB link at this stage.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

stu07, yes we have a grievance procedure, but even if we put one in what good will it do? they will turn around and tell us we didn't hit our tgt's again, they set them too high. plus all the managers get bonuses for keeping costs down, so spending money to fix machines hits into there bonus, we then have to run our machines making quick fixes where we can to try to hit our tgt's. if all the machines ran at 100% our tgt's would be achievable. but they wont spend money to fix them cos it comes out of there operating income and so we cant achieve our tgts. its loose loose for us all. any ideas?

Link to post
Share on other sites

So you haven't place a grievance with your employer but instead chose to setup a FB page for ppl to vent.

 

This could go very badly wrong and I assume some of those invited are employees of said company.

 

1. If so they could air/vent out on your FB page about employer.

2. How can you be sure the no one invited will not take a screenshot of that FB Page and it possibly getting into employers hands.

 

As has been suggested if you have a union I would approach them.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

I cannot express the urgency you need to adopt and get that FB page deleted. Your managers will get wind of it, because somebody will tell them. For your own peace of mind and job security, I implore you to delete it

scotgal 

Link to post
Share on other sites

At the end of my tether, how can i make you ppl relies we need help, we are less than dirt, i truly mean it. Fb page gone. our voice gone. we have nothing, how do we stand up to these ppl without getting terminated? can you help or do i give up?

Link to post
Share on other sites

Do you have a union?

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...