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    • thanks dx did i check the wrong thing , i havent checked any credit file as i have no credit at all not in well over 7 years now all bills are in my husbands name, have joint building society account for our state pensions to go in thats it for me, do not want any credit either at our age we just pay the bills when we get them
    • I have been doing a lot of reading but the intricacies of legalities is not always obvious to someone like me  and it’s a lot to take in for someone new to this So how else is it served?  so by that it seems you are saying that they will need proof of postage or will a judge accept that on the balance of probabilities a large company will likely to have sent it?   
    • @jk2054 Thank you for this detailed response, and appreciate you are responding while busy.  In response to your points: In regards to the £25 and £4.82 paid by packlink, in my witness statement, it is clearly explained that this amount of £29.82 is not in dispute. I agree with you that I will focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink T&Cs.  I also agree that I will focus on terms 3b and 3c of the Packlink T&Cs and apply rights as a consumer, and use the third party as a backup if required.  Does it mean a new witness statement will need drafting to send to the court / Evri?  As per my previous post #246, I am thinking of sending an email to Evri and the court, that I have already sent my WS to them by post/email and attach the email that was sent last weekend to them containing my WS. In the email, is it worthwhile also telling Evri that I will be making a point to the judge that: the Packlink T&Cs provided by Evri in their witness statement clearly explains in terms 3b/3c that when a transport agency (Evri) is chosen by a user (myself), a contract is formed by the user and transport agency. Therefore, Evri's view that there is no contract is flawed, as under the T&Cs, there is a contract formed when I chose for my parcel to be delivered by Evri via Packlink. Evri's own T&Cs also state when a parcel is sent with Evri, a contract is formed between the sender and Evri. Happy to get any more thoughts on the above and then I will send the email either tomorrow or by Monday.  @BankFodder I have provided the screenshots and information you requested in post #248. Please let me know if there is anything you want to add to the above, before i send the email out to Evri and the court. FYI - Court date is in 2 weeks on 7th June.
    • as long as all your old addresses are showing on your credit file. there can be no CCJ, backdoor or otherwise. dx  
    • hi word for word the message says please contact us now on 03333201829 or an enforcement agent will visit you and a minimum fee of £235 {set by legislation} will be added to your balance quote re ++++++ that was sent on 20th feb, i then checked on the register judgements and fines website to see if there were any ccjs but it was clear,i checked old address and my new adddress,  will probably check again to see if there is anything  thanks for your help   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Petition: petition to clean up the financial enforcement industry


danepaul
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Please sign and promote this petition:

 

https://www.change.org/petitions/prime-minister-this-petition-is-to-clean-up-the-financial-enforcement-industry-by-creating-a-public-authority-whose-members-are-selected-by-public-vote

 

This petition is to set up a publicly run body overseeing all debt recovery personnel, debt recovery businesses and government financial penalty issuing authorities. The public body members will be selected by a public vote.

 

 

 

The public run body will have full authority to grant licences to, investigate, punish or dismiss any court appointment bailiff, debt recovery agent, enforcement officer or their businesses.

 

 

 

The public body will have complete authority and autonomy from government or judicial interference to make decisions based on its own findings on any persons or entities working within the UK who are responsible for collecting monies or issuing financial penalties.

 

 

 

The public body will oversee all debt recovery businesses and people within these businesses. The public body will oversee and contribute to regulation on the industry and licences to trade.

 

 

 

The purpose of the agency is to:

 

 

 

· Ensure ‘fit and proper’ people are working within the industry.

 

· Create a culture of ethical behaviour within the industry.

 

· Create transparency within the industry.

 

· Regulate practice that is deemed publicly fit.

 

· Be an authority for the public to raise serious concerns to and have them investigated as an authority.

 

 

 

· Grant compensation to people who are caused serious issues through regulatory negligence or unfit practices. To impose fines upon, investigate, punish or dismiss these persons or companies who are not working within the guidelines set out by the public authority.

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Petition:

 

 

This petition is to set up a publicly run body overseeing all debt recovery personnel, debt recovery businesses and government financial penalty issuing authorities. The public body members will be selected by a public vote.

 

 

 

The public run body will have full authority to grant licences to, investigate, punish or dismiss any court appointment bailiff, debt recovery agent, enforcement officer or their businesses.

 

 

 

The public body will have complete authority and autonomy from government or judicial interference to make decisions based on its own findings on any persons or entities working within the UK who are responsible for collecting monies or issuing financial penalties.

 

 

 

The public body will oversee all debt recovery businesses and people within these businesses. The public body will oversee and contribute to regulation on the industry and licences to trade.

 

 

 

The purpose of the agency is to:

 

 

 

· Ensure ‘fit and proper’ people are working within the industry.

 

· Create a culture of ethical behaviour within the industry.

 

· Create transparency within the industry.

 

· Regulate practice that is deemed publicly fit.

 

· Be an authority for the public to raise serious concerns to and have them investigated as an authority.

 

 

 

· Grant compensation to people who are caused serious issues through regulatory negligence or unfit practices. To impose fines upon, investigate, punish or dismiss these persons or companies who are not working within the guidelines set out by the public authority.

 

************************************************************************************

 

This petition is set up to assist the public when they have concerns of the conduct of anyone working within the debt collection industry.

 

It is because of the difficulty people face when trying to overcome obsticals presented by people within the idustry.

 

The public body will aim to have complete autonomy from government and judicial intervention, making the process a fair process.

 

The public body will have appointments to members of the driving force behind the authority will be selected by the public so that people are confident in high standards of service delivery and accountability.

 

We aim for this authority to weed out, regulate and monitor people working in the finacial enforcement industry, whether issuing charges or collecting them.

 

the authority will create transparency within the idustry

 

Please give comment

Edited by ims21
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petitions on here are pointless. Plus the government is changing the law next year to give bailiffs more powers than ever before. Use the official government petition site if you want to see true change.

 

There already is a new authority next year to over see DCA's etc. SO nothing is going to change.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Totally agree that something should be done about DCA and bailiffs.

 

What is your experience with bailiffs and debt recovery agents, if you don't mind me asking :-) . It gives me a clearer view talking to people about their or somebody they knows experience.

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I was fleeced by and taken to court by DCA company I didn't know how to deal with them,they fraudulently took money from me without proving the debts were mine to this day I sill haven't had proof of a debt, they got a CCj against me so I paid it off .

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I was fleeced by and taken to court by DCA company I didn't know how to deal with them,they fraudulently took money from me without proving the debts were mine to this day I sill haven't had proof of a debt, they got a CCj against me so I paid it off .

 

The aim of the public authority would be to investigate this for you and regulate to ensure clear transparency. In cases of fraud to strike off individuals acting illegally or unethically set out by our guidelines and to fine or dismiss companies using this methodology. Do you think this would be good for victims of injustice and/or can you add any further suggestions

 

https://www.change.org/petitions/prime-minister-this-petition-is-to-clean-up-the-financial-enforcement-industry-by-creating-a-public-authority-whose-members-are-selected-by-public-vote

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