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Moving from a company car of 8 years to a personal vehicle - insurance query


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Hi all,

 

If I've had a company car for the last 8 years, would I need to start my insurance for a personal car with zero years claims? I'm assuming this is the case unless there is a rule that I'm not aware of that can really help me out.

 

Thanks!

 

Seq.

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I see no reason why you should be entitled to a no claims discount if you haven't had insurance in your own name.

 

Best start comparing meerkats!

 

(But if its a classic car, I can recommend Peter James Insurance £165 fully comp unlimited mileage for my little speed buggy)

 

:-)

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Hi all,

 

If I've had a company car for the last 8 years, would I need to start my insurance for a personal car with zero years claims? I'm assuming this is the case unless there is a rule that I'm not aware of that can really help me out.

 

Thanks!

 

Seq.

 

Yes in theory you have 0 years NCD, some insurers will ask if you have any driving experience you can prove (ie company car) but you would need a letter from employer confirming you had 8 years claim free driving the company vehicle.

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If the company was registered to you for your sole use, then companies should be able to offer a NCB. You need to speak to them and they will ask you various questions to check entitlement. If you are, they will explain what evidence of no claims from your employers they need to have.

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  • 2 weeks later...

There are a number of Insurers who will accept a letter from your employer confirming the number of years claim free. Some however will only accept a letter from the fleet insurer. If you work for a large company and have a risk/insurance dept then speak to them.

You must though have been allocated a vehicle and had use for SDP and not just had the occasional use of a pool car.

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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  • 2 weeks later...

I used to work for a large insurance company, they accepted commercial NCD as long as it wasn't from a fleet policy. They did require a letter from the company, same proof as normal NCD.

Please note that this advice is given informally, without liability and without prejudiceicon. Always seek the advice of an insured qualified professional.

All my legal and nonlegal knowledge comes from either here,my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

" No one can make you feel inferior without your consent " - Eleanor Roosevelt

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