Jump to content


Advice needed planning to move to UK with debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2756 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have significant debt in UK and it has been 5 years since last default. My move to UK is unavoidable. I don't have any funds and will not be able to afford any repayments until i get a job. I would like to stay low when i move to avoid the hassle of debt collectors until i can afford repayments. I would appreciate any suggestions.

Edited by donoharm
Link to post
Share on other sites

Difficult to avoid as so many things involve a credit check and/or data output to your credit record. e.g renting a house, Gas/Electric, mobile phone contracts, Car Insurance, UK bank accounts.

 

You would have to be living in a way that did not require things in your name.

 

As a minimum, you should check for any CCJ's using http://www.trustonline.org.uk/. There is a small cost for checking and using it would not alert any creditors. If there are CCJ's they have 6 years from the date of judgement to obtain enforcement and the CCJ will be on your record for 6 years. Having CCJ's on your record will affect you, if you want to rent a house in your name, for which a credit check is required.

 

If you want to check your credit record, you can apply in writing to Experian in writing from abroad, providing relevant evidence of your identity. There is a process for doing this. If you wait until you are in the UK to check your credit record, you will have to supply your latest UK address and I suspect that creditors would be in contact soon after.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...