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    • have you written evidence it was hacked?    
    • well you see the thing is that document could have come from anywhere here on CAG their filing cabinet then all they do it type your details in....no they wouldn't do that would they....   its supposed to come from the original creditor, and a correct return typically does have a tick box with your typed name by it and the IP address used and the time of it etc etc.   sadly cabot are masters and have alot of filing cabinets..... lots of claimform threads here on cat debts   is the address the correct one for time of sign up?   dx    
    • OK got access to the SLC portal and there is absolutely nothing there for the 1996 loan that Shoosmiths are dealing with, only a subsequent loan I took out in 2002.   What does that mean, if anything?
    • My son is in his 30's and he is very gullible.   The letter from his bank states " that they have contacted the retailer's bank and they believe the transaction to be yours. If you do not recognise this payment contact the retailer as they will be able to provide you with a more detailed information. Should you be able to provide further evidence to support that the transaction was neither made nor authorised by you, please contact us."   The bank also provided the delivery address and the name of the retailer.   How do you provide further evidence to support a transaction that was not authorised by you when the account was hacked through scammers?
    • So they have to basically provide full proof that I checked a box in agreement to validate that CCA? And at the minute it's basically just a piece of paper with my name and (old} address on it?   Is it worth putting in another IA a little nearer the time demanding this again? Stating that? Giving them enough time to legally comply, but not too much time?
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
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      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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      • 33 replies

i ignored a parking charge notice and they have clamped my car


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hello all

 

i really need help i had a pcn on my car a year or so ago and ignored it.

 

but today i went to me car and it was clamped!!

 

i rang the company that did this and they sent a young bailiff round to my house with a copy of a clamping order

when i started screaming and asked to see his certificate to my dismay he produced it

and was nice about everything which annoyed me no end

 

they say i have 24 hours to pay the 285 or they will remove the car and store it for five days then sell it

 

after reading some things on here i seen a popal appeal?

which what i can gather is part of the bpa but there nit a member and do not have to conform to there rules

any help would be apperciated

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you sure this is a private parking ticket not a

PENALTY CHARGE NOTICE

 

 

clamping for private tickets was outlawed long ago.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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aparenty after lots of research i have found out that a bailiff can apply for a section 38 clamping order and its a court order and the company is privately own there part of a flash ticking company. i have never heard of it before and how do i apply if they are not part of the bpa

 

thanks

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A Clamping Order under Section 38 of the Courts Act 2003 is part of a series of measures referred to on a Further Steps Notice for an unpaid Magistrates Court fine.

Please consider making a small donation to help keep this site running

 

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if you have not had a court claim / CCJ against you they cannot.

 

 

tell us the story please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i don't no to be honest i work away and move around alot of the time how would they of got a mag court if its civil to start

 

Exactly. You really need to dig a lot deeper into this. DO NOT pay them unless you really owe the money.

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what paperwork do you have please?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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wilsonwonder.

 

Let's start again from the beginning -

 

- who issued the PCN? A Council, Police or a private firm. OR another way

- where was the car when the PCN was issued? In the street or private land/car park.

 

Did the bailiff/clamper leave any paperwork saying who he was acting for?

 

Once we know that starting point we can progress along the correct chain of events to try to at least understand what has been going on and make suggestions from there.

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