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Santander charges


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Hi Everyone

 

 

I ve had a lot of charges from this bank

 

 

I get 2 sets

1 for not having enough funds 25.00 and

the other for going overdrawn another 25.00

 

 

I always clear them and move on and wait till the next lot .

 

 

But today I got so upset I received my son s DLA Payment into bank bought

some Christmas presents off my card today lovely then this morning

 

 

I go to upload his dinner money it was declined .

 

 

I log into internet banking to find the bank have taken a total of 150.00 in charges .

 

 

I only cleared my account last week of 149.00 of charges .

 

 

Im just so angry they took my sons DLA money its not my money they ve taken

 

Im so worried that the Christmas items are either not going to arrive or my account is going to further overdrawn

and im going to incur more charges which I simply cannot afford ,

 

 

My husband is currently not working and with being self employed

no work means no wages im so stressed out with this bank

 

Kymmie

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oh dear naughty satans bank up to their usual tricks

 

 

you do realise they should NOT be lvying ANY charges if you on benefits

hit them with a BCOBS complaint

 

 

follow this thread:

 

 

its worked 7 times here now.

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?353395-Letter-to-send-if-you-are-being-charged-bank-fees-whilst-on-benefits

 

 

go get 'em

 

 

and get back the passed charges too!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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All that goes into account is benefits

 

family credit and working tax credit

housing benefit

child benefit

sons DLA

 

Thanks so much I ve paid a fortune in charges

 

kymmie

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you should be able to get every one of the charges back to atleast nov 2009 if not further.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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WOW .. how do I go about re claiming the charges?

 

I ve spoken to the bank Wednesday and they said I would receive an email (which I have nt ) and they would make a decision within 5 days about the 150.00 they took

 

kymmie

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follow that link.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 2 weeks later...

UPDATE

 

 

After almost 2 weeks I still have not heard back from the bank and im still incurring daily charges

 

I have put a letter of action in a letter an email will update if they ever get back to me

 

Its been hardwork not having the use of my debit card with having a disabled son getting out is not easy so I use it for online purchases especially this time of year .. I ll fight the bank all the way :0

 

Kymmie

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