Jump to content


welcome finance help wanted


shellie_eeyore
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2925 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there im hoping someone can give me a little bit of advice

on the best way to deal with the pleasure that is welcome finance.

 

we have a secured loan that was taken out about 8 years ago,

 

 

we currently pay £200 a month for it,

my husband was diagnosed with hemochromatosis with insulin diabetes

and cirrhosis of the liver ten months ago and restrictions were put on him at work

which led to our income being reduced by £490 a month,

 

 

we have missed oct and nov payments to them,

 

 

I have had a few nasty phone calls from them

I had planned to pay them half payment in November

but after a call yesterday to them to pay this where the man I spoke to got very annoyed with me on the phone

and refused to take a reduced payment I just put the phone down.

 

 

I had spoken to them last week and was told our account is actually £25.40 in arrears,

as we have been paying extra each month,

 

 

they told me yesterday that our interest each month is £159 which means

I don't know how long this is going to take to pay off.

 

 

I don't have any paperwork from them that I can find.

 

 

can anyone give me some advice on what I need to be doing to either make smaller payments

which will only be short term but

 

 

also how I go about seeing if there's anything extra im paying for that I shouldn't be

or if there's any way of finding out exactly what I owe and what I have paid

 

 

I have asked them for account details three times now which I haven't received

and they have said they have posted it twice so wont post another.

 

 

Is there a way of getting the interest stopped ?

 

 

or any advice on what to do would be great.

thanks

Link to post
Share on other sites

welcome to cag.

 

 

oh dear welcome finance

 

 

firstly

 

 

STAY OFF THAT PHONE!!

 

 

never ever talk about or py your debts by a card on the phone!

 

 

I'd get a CCA request off to them

 

 

and

 

 

an sar and get all the statements.

 

 

is this the ONLY loan you've had with them?

 

 

bet you've heeps of PENALTY charges & PPI to reclaim

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

thank you so much for your reply

yes I think it may have been restarted at one stage when they payments were too much for us. I have printed off both letters and will post today. do I just wait for their reply then ? how do I go about claiming back anything I am owed ?

Link to post
Share on other sites

the address I have on one of their letters is trinity court 2-4 west street Fareham po16 0bh do I post everything to that address or to the address on your SAR letter ? Welcome Financial Services

KINGSTON HOUSE

CENTRE 27 BUSINESS PARK

WOODHEAD ROAD

BIRSTALL

BATLEY

WF17 9TD

 

Link to post
Share on other sites

shouldn't matter

 

 

as for reclaiming

 

 

info is below in my links

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...