Jump to content


  • Tweets

  • Posts

    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

House Sale


Doc2527
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3791 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi folks

Can anyone advise.

We have our house up for sale and we have just been told that the estate agent has accepted an offer on our property without informing us of it,until now. Is this legal? The offer is lower than the asking price ! He told us that it's a distressed sale so is lower!!! He also told us that the banks can force us to accept the offer?

 

Below are my wife's comments!

 

I rang and spoke with the agent – a piece of *****. I am delusional!!! I don’t realise the severity of the situation??? We are going to be repossessed, this is a distressed sale. The court case will only be adjourned for a few weeks, not suspended for 3 months or anywhere near that!!! (according to him).

 

Any advice would be welcome? We have a court date of in Dec as our main mortgage is going for repossession.

 

Doc

Edited by caro
Link to post
Share on other sites

Hi folks

Can anyone advise.

We have our house up for sale and we have just been told that the estate agent has accepted an offer on our property without informing us of it,until now. Is this legal? The offer is lower than the asking price ! He told us that it's a distressed sale so is lower!!! He also told us that the banks can force us to accept the offer?

 

Below are my wife's comments!

 

I rang and spoke with the agent – a piece of *****. I am delusional!!! I don’t realise the severity of the situation??? We are going to be repossessed, this is a distressed sale. The court case will only be adjourned for a few weeks, not suspended for 3 months or anywhere near that!!! (according to him).

 

Any advice would be welcome? We have a court date in Dec as our main mortgage is going for repossession.

 

Doc

 

I can't see how that's legal!!! who is your 1st mortgage with? and have they got a suspended order?

 

It's not been to court yet, he can't tell you what the judge is going to do. I smell a [problem] with the estate agents and the mortgage company.

 

Hang in there doc.....it's not over, we will help all we can. I cannot see how they can do that, it has to go to court

1st.

 

LL

Edited by caro
Link to post
Share on other sites

Was the agent appointed by you and your wife doc or is it not that straightforward?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

It's not so straightforward! Foisted perhaps in our niavety!!

 

I think we're going to need the story to get help.

 

Firstly am I right in thinking you're in NI?

 

Second, who appointed the agent?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I think we're going to need the story to get help.

 

Firstly am I right in thinking you're in NI?

 

Second, who appointed the agent?

 

We appointed the estate agents on the advice of our financial advisors who were the instigators with our remortgage initially with Accord (we had a mortgage with Halifax). And subsequent advice to a now "bust" broker who got us a further variable secured loan

with Swift

Link to post
Share on other sites

Are your financial advisers independent?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Is the adviser someone that you found and chose yourself?

 

Are they linked to your lender or the agent?

 

If you aren't paying them how are they making their money?

 

Is the offer enough to pay off accord and swift?

 

Is there any equity in your home?

 

How long is left on your mortgage?

 

Sorry for all the questions but I'm trying to work out how they can accept an offer without your agreement as I've never heard of this before.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Is the adviser someone that you found and chose yourself?

 

Are they linked to your lender or the agent?

They had years ago helped with a remortgage from our Halifax mortgage to Accord, they have parted company with the organization they were with when we remortgaged and have set up on their own.

 

If you aren't paying them how are they making their money?

I don't know either!?

 

Is the offer enough to pay off accord and swift?

No

 

Is there any equity in your home?

No, we are in negative equity

 

How long is left on your mortgage?

Around 18 years

 

Sorry for all the questions but I'm trying to work out how they can accept an offer without your agreement as I've never heard of this before.

 

Above are my comments

Link to post
Share on other sites

Hi Doc2527,

 

Caro is right, we need the whole story if anyone is going to be able to help you.

 

So, deep breath, please answer the following: -

 

1/ Have you been to court?

2/ If yes to the above did the mortgage company get a Suspended Repossession Order?

3/ How much is the mortgage for?

4/ How much are the mortgage arrears?

5/ How much is the normal monthly payment?

6/ How long is left to run on the mortgage?

7/ How much equity is in the house (at the current asking price)?

8/ How much is the loan?

9/ How much are the loan arrears?

10/ How long is left to run on the loan?

11/ How much is the loan monthly payment?

12/ Why have the mortage and loan gone into arrears?

 

If you could provide the above information people would be able to get a handle on where you are at and help you.

 

I'm sure you know that the people on here are experts at helping in times of crisis, but they need the information.

 

Regards

 

HTA

Link to post
Share on other sites

My initial thought DOc is - How on earth can an agent accept an offer on your behalf? You do not have to accept an offer and you can turn it down, go to another agent and tell the first to go take a hike.

 

I had a number of offers on my place when I sold and turned many down, I also changed agents too. Until an offer comes to you in writing and you accept in writing then there's no reason why you cannot pull out.

 

I must add this is in London so that might not happen in N.Ireland like that. Like Scotland, an offer is accepted I think verbally.

 

 

 

A1

Link to post
Share on other sites

Hey we are with Accord mortgages, this is a bit confusing to be honest.. .We had a broker that took us to them, can I assume you are paying Accord Mortgages direct ?

 

For the record we have been to court on 4 times in total, won all times, arrears was at the worst 4K...

 

Perhaps you can talk to Doc about how you did that....?

Link to post
Share on other sites

Can you link us to your thread(s) please timetostandup.

 

I agree we need more info, although I really don't understand how an agent can take it upon himself to accept an offer.

 

Is the agent a member of any professional organisation like RICS or NAEA doc? It's likely go be in any literature or correspondence from them if so.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

It is not up to an estate agent to accept an offer. I'm concerned that Doc appears to have been pushed into using this particular agent.

 

Sadly it is not unknown in cases like this for agents to tip off a buyer that a house may be repossessed, and some will tip off their friends who buy it and re-sell within weeks at a higher, far more realistic, price.

 

If Doc answers the questions then maybe Ell-enn or Lea can deal with delaying the repossession and giving Doc more time to find a buyer through another agent.

Link to post
Share on other sites

Can you link us to your thread(s) please timetostandup.

 

I agree we need more info, although I really don't understand how an agent can take it upon himself to accept an offer.

 

Is the agent a member of any professional organisation like RICS or NAEA doc? It's likely go be in any literature or correspondence from them if so.

 

 

Certainly can

 

Original Hearing

Our Day in Court Guide - Very detailed for the first time person going to court of what to expect

Back in Court #1

Back in Court #2

Link to post
Share on other sites

Certainly can

 

Original Hearing

Our Day in Court Guide - Very detailed for the first time person going to court of what to expect

Back in Court #1

Back in Court #2

 

Thanks :)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

What country is this? We do not have 'distressed sales' in England and Wales, you didn't say your property was subject to a possession order.

 

You'll need to provide more detail.

 

What payments are you currently making? If any...is a good place to start.

Link to post
Share on other sites

Hi Folks

 

Sorry for not getting back sooner as I've been busy trying to work at getting solutions and answers.

Many thanks for all of your help and advice.

We have now secured ourselves some legal representation and have resolved the acceptance of an offer issue.(for now!!)

 

Doc

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...