Eviction date 2nd dec help please *Eviction Stopped*

[ukaviator]

Well done Tracey. Don't forget to demand the charges back.

[Traceydavis]

They asked why mom had got arrears and fell behind I told the judge about the stroke brain op her fits and the dementia and white label solicitor said looking gat the sheet mom can't afford it and white lable think she should think about it and would like for this to go a head she said why has she fell back in arrear I said because white label asked for a large amount to stop the last eviction and she had to pay the people back so she was left with no money the judge said I'm giving her a chance but payments must be made on time as this will result in a eviction going a head so you need to make shore that this is dun for her and help her do it

[Traceydavis]

Well done Tracey. Don't forget to demand the charges back.

 

Hi what charges these and how do I fined out if she misseled

[Lookingforjustice]

Well done Tracey. Your mum must be very proud. Great advice and support especially Ell-enn. It doesn't bear thinking about what might have happened if Tracey hadn't come to this forum. I don't understand why these companies seem to be too ready to take such drastic action on anyone trying and willing to pay what they can , let alone the sick and elderly. Guess good things can happen when people come together....

[ukaviator]

Hi Tracey

 

Here is the letter link to claim back the charges:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?390026-Mortgages-Reclaiming-Charges

 

Let us know how you get on.

 

Another thing you should look into is getting yourself or a member of the family your mum is happy with, is to get a lasting power of attorney as your mum has Dementia. This should be done while your mum can still make her own decisions. A lasting power of attorney is a legal document that lets your mum appoint people, known as ‘attorneys’ to make decisions on her behalf. There are 2 types of lasting power of attorney. One is for health and welfare and the other is for her property and financial affairs. She can get lasting power of attorney for both of the sections mentioned. This will ensure someone is watching over her when things get more difficult to cope with. Your mum maybe able to get any fees paid as it is means tested. Have a read here :

 

https://www.gov.uk/power-of-attorney/overview

[Traceydavis]

Thank you for all advise and will look in to the rest of the think I been told to once again moms so happy that you help me do this for her

[ukaviator]

Yes seriously look in the power of attorney because things will be more difficult for your mum in the future. You don't want all this agro again as these mortgage companies are ruthless. Also look at the mortgage agreement again, a solicitor is free for the first half hour, to see if there maybe a mis selling case here for the mortgage. If so, complain to the Financial Ombudsman about the mortgage broker / mortgage company. We can help there also if you find anything.

[Traceydavis]

Thank you will find all and look in to this